Eversend VS Chipper Cash: Differences, Similarities, Which Is Better?

Finding a legitimate platform that can perform cross-border transfers can be difficult. With the advent of platforms such as Eversend and Chipper Cash, that has been made super easy. Even though these platforms perform almost the same operations, there are some slight difficulties between them. In today’s article, the focus would be on drawing the similarities and the. differences between these two platforms. This article promises to be very insightful, don’t skip it!

How Does Eversend Work?

Eversend is a financial platform that helps you send money, receive money, and pay bills through it. Along with these features, the Eversend platform helps you save, exchange currencies, and shop online with Eversend virtual shop cards.
With your smartphone, you can download the Eversend app from iOS, and play store. All that would be needed during signup is your name, phone number, email address, and date of birth. After that, your identity would be verified which would demand your government-issued ID and a selfie.

The Eversend platform is mostly used to send and receive money in foreign currencies at ease. This is even carried out even if the person you are sending the money to doesn’t have an Eversend account.

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The money that you send can be sent to the recipient’s local bank account or the person’s Eversend account. Regardless of which you choose, you can get your money with ease.

The debit card by Eversend has been produced to help withdraw your cash more easily. You can go to any POS stand or ATM stand around you to make transactions with the card.

How Does Chipper Cash Work?

Chipper Cash is a modern way to send and receive money from anywhere in Africa and Europe. Chipper Cash is available in about seven countries and you can send and receive money to and from those countries with no fees attached. It is one of the best ways to receive funds with no fees attached.
Chipper Cash is incredible in the sense that you can request payment from a client on the platform and also split bills between groups on the app. Only a few platforms offer this. If you work online, you will find this platform very easy and interesting to use.

Chipper Cash is easy to open, all you need is a phone number and an email address that you use. Making it easy for people to transfer and withdraw cash from the app in no time.

Using Chipper Cash, you can get very low transaction fees as compared to other Fintech apps such as Venmo and Western Union. So, this means that you don’t have to worry about getting your money chopped by unnecessary charges.
Once you request for withdrawal, your request is processed immediately and in moments, your money will be paid to your account immediately.

Differences Between Eversend and Chipper Cash

Here are some differences between Eversend and Chipper Cash that you may not know:

1. Transfer Of Funds

In terms of transfer, Eversend and Chipper Cash both are capable of carrying out money transfers from the app to another bank account.

However, for Eversend, the transfer of funds can be done to any account all over the world. That is to say, with Eversend, you can send money from say Nigeria to a person in China, for example.
As for Chipper Cash, you can use Chipper Cash to transfer funds primarily to only African countries. It can be done smoothly when a transfer is done between two African countries.

2. Currency Conversion

Both platforms are capable of accepting different currencies. But, the question is what type of currency can be carried out on these apps.
For the Eversend platform, all kinds of currencies can be accepted on the Eversend platform. That is currencies of different countries all over the world are accepted on the Eversend app and can be sent from the Eversend app.

However, for the Chipper Cash, the currencies that can be accepted are mainly African. That is currencies that can be used in Africa only. These are the currencies that can be transferred on the Chipper Cash platform.

3. Peer-to-Peer Payments

Peer-to-peer payments are also available on the two platforms however emphasis is placed on which is more preferred on the different apps.
For Chipper Cash, P2P transaction is encouraged between users of the app who are at the same geographical location.

Eversend on the other hand, P2P transaction is encouraged between international users of the app.
Now that we’ve considered the differences between the two apps, let’s consider the similarities that these two apps share in common.

Similarities Between Eversend and Chipper Cash

Here are the similarities between Eversend and Chipper Cash that you may not know;

1. Cross-Border Transfer

Both Eversend and Chipper Cash allow cross-border transfers. Whether it is between two African countries or between countries of different continents, they both are not just local, but international platforms that you can use to send cash from one country to another.

2. Bill Payments

The two platforms can also be helpful in the payment of bills such as utility and other essential bills. Eversend and Chipper Cash support this.

3. Peer-to-Peer Payments

The two apps allow you to carry out P2P transactions. That means you can make transfers to individuals and businesses who use Eversend and Chipper Cash. However, as mentioned earlier in this article, on both apps, emphasis is based on the type of P2P transfer. For Chipper Cash, it is encouraged that P2P transfer is done between groups or people in the same geographical location while for Eversend, P2P transfer is encouraged between people or groups who do not live in the same geographical location.
In this article, we’ve discussed the similarities and differences between the two apps. Now is the time for the truth; Which of these apps is better? The next paragraphs will focus on that.

In all honesty, both Eversend and Chipper Cash are great apps when it comes to completing transactions of all kinds. However, knowing which is better depends on your demand for these apps.
For instance, if you receive or send money to people outside Africa, then Eversend is just for you and it could be the better app.

If you receive or send money to people within Africa, then Chipper Cash would be best at that and would be the better app.
What is being said here is that choosing the best or best app between these two depends greatly on what you demand from them. We’ve seen two scenarios on which you can base your conclusions on. You can try other facets of these apps on your own to be able to see which one is better.

Which app is better than Chipper Cash?

Chipper Cash is a great app when it comes to cross-border transactions. However, other great platforms that perform this function are:
Flutterwave, Eversend, Cash App, Wire etc

Who are Eversend competitors?

Eversend is a nice app when it comes to international transactions of all forms. Well, other nice apps for cross-border transactions include:
Chipper Cash, Stax, Tulix, Flutterwave, etc.

Is Chipper Cash the best?

Chipper Cash has one of the best ratings for a fintech app in Nigeria. It has gained the trust of Africans and that has made it become one of the top apps for transactions in Nigeria.

Is Eversend legit?

Yes, Eversend is a very reputable app that you can use to complete all sorts of transactions without worrying. If things go wrong, you can contact their customer service and they would be glad to help you.

Is Chipper Cash better than Eversend?

Depending on what you want, Chipper Cash may be better than Eversend and Eversend may be better than Chipper Cash.


As you’ve seen in this article, the two platforms are greatly similar in what they can do. Even though the main difference is about their cross-border transfer reach, they are still the best two apps you can use to safely transfer funds from one country to another.

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