Flutterwave VS Chipper Cash, Which Is Better And Why

When it comes to sending and receiving securely, only a few come close to Flutterwave and Chipper Cash. These two platforms have established their names in the fintech industry as a trustworthy brand. However, when these two are compared, only a little detail separates them. In this article, our focus will be on comparing Flutterwave and Chipper Cash. We would be analyzing their strength and other things that make them unique. You would also learn about which platform is better when it comes to performing transactions such as these. Let’s get started;

How does Flutterwave Work?

Flutterwave is a legitimate platform that can be used to send and receive money. That’s not all it does. It has a safe mode feature in the platform which helps you to accept payment from customers of your businesses from all over the world. This means that you can receive any amount of money in any currency on your Flutterwave account.

This is done in a way that users of Flutterwave can create a link to their account which would make it easier to accept payment for your services or contributions. For instance, if you are a freelancer and you need to receive money from different countries, you need to create a link that would help you accept payment for your services in different currencies.

If you are a business owner, or running any kind of enterprise, Flutterwave contains the essential tools you would need to make accepting donations or payment easier for you.

Aside from just accepting and sending funds, Flutterwave can be used for:

Creating An E-commerce Store

If you want to sell your products online and you don’t have the means to do them, Flutterwave can come in as a tool for e-commerce.

Issuing Virtual Cards

If you want any sort of financial cards, with Flutterwave, you can also get virtual cards of all sorts.


If you need funds to start your business, Flutterwave can offer you suitable loans that can help get your business to the next level.

Registration Of Your Business

With Flutterwave, your business can be registered and recognized by the government too.

READ ALSO: How To Make Money On Chipper Cash App In 2023

How does Chipper Cash Work?

Chipper Cash is a modern way to send and receive money from anywhere in Africa and Europe. Chipper Cash is available in about seven countries and you can send and receive money to and from those countries with no fees attached. It is one of the best ways to receive funds with no fees attached.

Chipper Cash is incredible in the sense that you can request payment from a client on the platform and also split bills between groups on the app. Only a few platforms offer this. If you work online, you will find this platform very easy and interesting to use.

Chipper Cash is easy to open, all you need is a phone number and an email address that you use. Making it easy for people to transfer and withdraw cash from the app in no time.

Using Chipper Cash, you can get very low transaction fees as compared to other Fintech apps such as Venmo and Western Union. So, this means that you don’t have to worry about getting your money chopped by unnecessary charges.

Once you request for withdrawal, your request is processed immediately and in moments, your money will be paid to your account immediately.

So far in this article, you’ve read about how Chipper Cash and Flutterwave work and their modes of operation. Let’s see which is better.

Flutterwave VS Chipper Cash, Which Is Better and Why?

In this section, you will read about the strength of both platforms in terms of their Savings option;

1. Savings Option

The two platforms are great in terms of the security of your funds. However, one of them only offers the savings option on the platform.

For Flutterwave, there is no button dedicated to the savings of funds on the Flutterwave. No doubt, Flutterwave is one of the best when it comes to sending and receiving funds, and many businesses and organizations have trusted it in this.

Flutterwave security features are also top-notch. They have fraud detection features along with other features that make it stand out as a fintech platform.

Chipper Cash, on the other hand, offers a saving feature called Chipper Save. Chipper Cash just like other savings and investment platforms, made this feature so that people can save money on realistic financial management solutions. You don’t have to worry about your money missing or being hijacked because with Chipper Save by Chipper Cash, your funds are secure. That’s one of the reasons why many choose Chipper Cash over any other fintech platform.

2. Fraud Detection

Almost every year, fintech apps from different part of the world are infringed and as a result, intruders get access to customers funds and details. Well, for Chipper Cash and Flutterwave, prevention of fraud of any sort is important that is why these two apps spend money every year to protect their customer’s information and other details.

Chipper Cash is well protected from intruders. Their systems are well protected and secured to prevent intruders from gaining access to information or money from customers.

The same can also be said of Flutterwave. Flutterwave security is one of the best for fintech organizations. With Flutterwave, you don’t have to worry about the safety of your funds or your business.

3. User Interface

The two platforms have a decent user interface that helps customers access the latest features of the Chipper Cash and Flutterwave platforms.

When it comes to the user interface, it depends on the taste of the users. Regardless of what your taste is, both platforms get more than a pass mark for their user interface.

4. Customer Care Support

No doubt, you’ll agree that a legitimate platform should have a good customer care support system. If not, it would be regarded as a scam platform.

Flutterwave has a very responsive customer care system. Customer service can be reached at any time and any day if you discover a problem in any transaction.

Chipper Cash also has very professional customer service. Chipper Cash has a very friendly customer service that can be reached on different social media platforms.

What Makes Flutterwave Stand Out?


With Flutterwave, you make adjustments to different segments on how you want to receive payments and other stuff like that. This is not common to other fintech platforms because they are rigid as compared to Flutterwave in operations. For your business, you need flexibility. Flutterwave knows that and that’s what you’re going to get with Flutterwave.

What Makes Chipper Cash Stand Out?

Chipper Cash Card And Cryptocurrency Support

The use of the Chipper cash card helps you make withdrawals at any ATM stands and POS stands in Nigeria. This card by Chipper Cash would help to assure the customers of its reliability in the fintech ability.

Chipper Cash Cryptocurrency support helps you receive payment using crypto items. Only a few fintech companies based in Africa can boost that. So, this is what makes Chipper Cash stand out compared to Flutterwave.


Is Chipper Cash the same as Flutterwave?

Chipper Cash is not the same as Flutterwave. However, they carry out almost similar operations as Flutterwave which primarily involves the sending and receiving of money from different countries in Africa.

Can Nigerians use Chipper Cash?

Nigerians are free to use Chipper Cash. You can use Chipper Cash to transfer money and receive money. You can also use Chipper Cash to send money to your friends who are not in the same country as you.

Which bank does Chipper Cash use in Nigeria?

Chipper Cash uses First City Monument Bank (FCMB), Zenith Bank, Wema Bank, and United Bank Of Africa (UBA) as domiciliary banks to transfer money to a Nigerian who requests payment.

Can I save on Chipper Cash?

Using Chipper Save by Chipper Cash, you can save money and receive the money at the end of your saving journey. This plan by Chipper Cash was implemented to avoid unnecessary spending.

Is Flutterwave legit?

Flutterwave is a very reputable organization which have made a name for itself in the fintech industry over the past few years.


Depending on what you are looking for, one of Chipper Cash or Flutterwave may be suitable and may be a better choice for you. The two platforms are great apps that take nothing away from them. If you’ve read this article, you definitely must have found what you’re looking for in a fintech app and either of them may be better for you.

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