Transfer Code For Sterling Bank, USSD Code for Sterling Bank Transfers, Airtime Purchase, Data Purchase, Loans, Check Account Balance

Sterling bank is one of Nigeria’s top banks in recent years. Having known about the need to get a USSD code, sterling bank saw the need to operate and start using a USSD code that would contain all their banking service. For example, you don’t need to go to the bank to transfer your funds to your friend, isn’t it? However, the transfer code for Sterling Bank and other ussd codes would be touched on in this article.

What is Sterling bank USSD code?

The USSD code for Sterling bank is *822#. Yes, this code very unique and free from diversion. When it comes to rapidity, it is second to none. Sterling bank provides this code so it would make banking services easier and more accessible. You don’t need internet data to explore the code. This transfer code works with any mobile network such as Glo, Airtel, and the like.

Steps in creating Sterling Bank USSD code

Step 1: Dial *822#

Step 2: Register your details on the platform

Step 3: Create your USSD PIN

Step 4: Confirm your transactions and start processing payments

Requirements in Creating Sterling Bank USSD

We have just seen the steps involved in creating a USSD code. Now, let’s see the requirements involved in carrying out the USSD code.

1. Possess an active Sterling bank account. If you don’t have one, you can easily create one with any Sterling Bank across Nigeria.

2. Create an account with it without an ATM card.

3. Use the mobile number linked to your bank account. If you haven’t linked it, use the step in the previous subheading.

4. Possess airtime in your mobile network. For example, 9mobile, Airtel or any available network.

5. Tap *822# and start using their Banking platform.

How to Activate Sterling bank USSD code without ATM card

Having discussed the requirements, it is worth noting that the sterling bank USSD code can be activated without an ATM card.

To register for the sterling bank USSD transfer code without a debit card, one can simply tap the mobile code *822*1* Account Number#. After you type the code, follow the instructions you are given. When you’re approved, you can now be able to perform transactions of not more than 20000 naira in a day. More to this is that you can even do more transactions, if and only if you register with an ATM card. With an ATM card, you can simply perform transactions of up to 100,000 naira every day. However, this would require you to create another PIN.

How to Deactivate sterling bank account with USSD code

Sometimes unfortunate events happen. Some of them may include robbery, kidnapping, or undue influence of your mobile device. This device may contain information including your bank information. Most of the time, you may have money or cash in it. What may be running through your mind is, How do I deactivate a sterling bank account with USSD code? Your answer is not far off.

Step 1. Dial *822#

Step 2. Follow the onscreen instructions

Step 3. Do well to make use of the block account option.

Step 4. Voila! Your account is blocked.

How to Reactivate your Sterling Bank Account with USSD code

When you have recovered your main items back, you can now reactivate your sterling bank account using the same ussd code: *822#. It is very simple to navigate

Step 1. Dial *822#

Step 2 Follow the onscreen instructions

Step 3. Tap ‘Activate your account’

Step 4. Your account would be activated.

What is the net charge for Sterling Bank mobile USSD

The mobile charge of sterling bank is 6 naira. No matter what network you use, it would still be the same cost.

READ THIS: How to get 5 digit PIN for first bank transfer

How to Reset Sterling bank account with USSD number

Sometimes stress can make you forget your sterling bank account PIN. In fact, most times if you’re not familiar with it, you may tend to ignore it for a long period of time. To reset your sterling bank account, you can simply dial the *822#

Step 1. Dial *822#

Step 2. Select PIN Reset

Step 3. Voila. You’re good to go!

Other Sterling bank account USSD codes

To Open a Sterling Bank Account *822*7#

To Transfer Money from Sterling Bank *822*5*Amount*Account Number#

To recharge your phone from Sterling Bank *822*AMOUNT#

To send Airtime to a friend or family *822*AMOUNT*PhoneNumber#

Pay any kind of Bills *822*2#

Cardless Withdrawal from your bank *822*42#

Check your Sterling bank Account Number *822*8#

To Check your Sterling bank Account Balance: *822*6#

Disable or Enable channel or Country option *822*19# >> select card management

Activate your debit card after pick up *822*19# >> select Card activation

To Change your debit card PIN *822*19# >> select Pin Change

To Change your Sterling bank PIN *822# >> select Pin Reset

To Deactivate Sterling bank USSD code *822*911#


What is USSD PIN?

USSD PIN implies the entrance PIN set by you during the USSD registration process

How do I access my sterling bank account?

Install the application and access mobile banking using the same login details

How do I activate my sterling bank card?

Once your ATM card arrives, you’ll need to activate it from the app. Click ‘Activate’ and input your CVV from the signature print at the back of your card.

How do I find my sterling bank username?

If you misplace or forget your username, tap forgotten password. This can be found on the main page.

  What is the USSD code of sterling bank?

The USSD code is *822#


The USSD code for Sterling Bank is very nice. Today we have taken a look at sterling bank’s code. This doesn’t exempt the fact that when there’s a general network failure, the USSD may fail to work. However, this doesn’t stop the general functionality of the app when it is at full network capability. Do take note that the USSD code can work perfectly without a network.

Leave a Reply

Back to top button