PalmPay USSD Code To Transfer Money, Check Account Balance, Loan, Borrow Money And For Airtime Purchase

Palmpay offers one of the best mobile money platforms in Nigeria. Palmpay has been a major competitor in the banking industry in recent years. Many services of Palmpay make them very unique. One of the services that make it very stands out is its USSD code. Palmpay USSD code makes banking very easy from the comfort of your home. A benefit of the USSD code is that it is not distorted by data connectivity. Regardless of the location or position you are in, Palmpay is ready to serve you excellently. However, what the services can one do with the Palmpay USSD code? What is the Palmpay USSD code? These and many more answers are going to be answered in this article.

Uses of Palmpay USSD Code

PalmPay USSD Code For Airtime Purchase

You can buy airtime from Palmpay with your USSD. Yes, with USSD, everything is possible with Palmpay. To purchase the airtime, all you need to do is to dial in your pad *652#. Here are the following steps:

Step 1: Dial *652#

Step 2: Select the network you wish to buy airtime in Nigeria (Airtel, MTN, GLO, 9Mobile)

Step 3: Dial your Palmpay PIN and complete the application.

Step 4: You would receive a notification confirming your request. The airtime would be credited to your account with immediate effect

PalmPay USSD Code For Account Balance Check

To see your Palmpay account balance using Palmpay, all you need to do is to dial the code *652#. Select the option for Balance checking. After selecting the option, your account balance would show on the screen. Additionally, you would receive another message confirming your request. Account checking is a nice way to check your balance. It helps keep steady track of your finances and your spending too.

PalmPay USSD Code To Purchase Data

Data is one of the easiest things to purchase with Palmpay USSD. All you need to do is to dial the USSD code *652#. Follow the steps below :

Step 1: Dial the USSD code*652#

Step 2: Select the network you wish to buy airtime in Nigeria (Airtel, MTN, GLO, 9Mobile)

Step 3: Input your Palmpay PIN to confirm transactions.

Step 4: A pop-up notification would be sent to your mobile phone if you want to see your alert proof. The data, on the other hand, would be sent to your mobile network.

Also, it is worth noting that this platform offers data at cost-friendly prices.

READ ALSO: Transfer Code For Sterling Bank, USSD Code for Sterling Bank Transfers, Airtime Purchase, Data Purchase, Loans, Check Account Balance

PalmPay USSD Code For Loans

One of the amazing services in Palmpay is the offering of loans to people. With the easy USSD code, one can easily request a loan by just inputting *652# on their dial pad. Here are the steps to follow when you want to request a loan:

Step 1: Dial *652#

Step 2: Choose the option for loans

Step 3: Input the loan amount and the time you would repay.

Step 4: Provide personal information about yourself in the gap that would be provided on the screen. You may be asked to input your Financial information to complete the application

Step 5: Once your loan application is approved, your funds would be disbursed to your account with immediate effect. You would then receive a notification to confirm your request.

However, before applying for a loan on Palmpay, do well to know that there are some eligibility and conditions you have to meet before your loan request can be approved.

Gtbank Transfer Code to Palmpay

Sometimes clients may wish to transfer money from the bank to Palmpay but may find it extremely hard. However, do not stress yourself any further as your solution is here and ready. Here is the Gtbank transfer code to Palmpay:

Step 1: Dial *737*22#

Step 2: Choose the option “Transf- Mobile Money/PSB” from the list of options.

Step 3: Input the amount you want to transfer

Step 4: Input your Palmpay account number

Step 5: Search your Palmpay in the drop-down menu.

Step 6: When you see it, simply input your Gtbank PIN to progress

Access Bank Transfer Code to Palmpay

If you’re using Access Bank and you are experiencing difficulty in sending money to Palmpay. The Palmpay USSD code to fund your account from Access Bank is *901*Amount*Palmpay Account Number#. Here is an alternative simple step when trying to send money:

Step 1: Dial the code

Step 2: Choose ‘Other Financial Institution’

Step 3: Choose ‘Other Banks’

Step 4: Select ‘Palmpay’

Step 5: Enter your PIN to confirm the transaction.

Other Bank Transfer Code to Palmpay

If you don’t use Access or Gtbank, you have nothing to worry about because you can still use your bank USSD to make transactions. These are the steps to follow:

Step 1: Launch the Palmpay App

Step 2: Tap ‘Funds’

Step 3: Tap on the USSD options

Step 4: Input the amount to deposit

Step 5: Tap the correct bank

Step 6: Copy the code on your screen and paste it into your mobile phone.

Step 7: Confirm the Payment by inputting your PIN.


Is Palmpay for Nigerians only?

Palmpay is a leading digital wallet in the whole of West Africa. However, they are strongly rooted in Ghana and Nigeria.

Can I use Palmpay to receive money?

Palmpay allows clients to send and receive cash from customers. Also, Palmpay offers you to opportunity to purchase airtime and pay bills seamlessly.

Who is Palmpay’s CEO?

Palmpay has four excos. Palmpay current CEO is Chika Nwosu

Who owns Palmpay?

Transsion is co-owners with another company called NetEase.

What is the Palmpay USSD code?

Palmpay USSD code is *652#


This article has shown extensively the uses and functions of the Palmpay USSD code. Although, it is relatively a new service by Palmpay to the Business environment. It is here to stay! There are many other benefits to using the Palmpay USSD code as it works anywhere in Nigeria. Additionally, though, it is important to note that if you want to transfer from Palmpay USSD code to someone else you need to have a sufficient amount in your wallet before transferring as it may not work if the amount is sufficient enough.

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