MoniePoint USSD Code To Transfer Money, Check Account Balance, Loan, Borrow Money And For Airtime Purchase

The Moniepoint USSD Code feature has been on the lips of customers for some time now. When talking about the USSD code, it isn’t hard to memorize. It is *888#. Many services can be done through this USSD code. One of which is the transfer of money from Moniepoint to other Banks. Another function is that it enables clients and third-party to receive airtime at a cheap rate. Many services and more can be done through Moniepoint microfinance bank. All you need to do is to access their USSD code.

Moniepoint USSD Code

Although being one of the best banking services in recent years, Moniepoint is one of the best Microfinance banks out there. Now, as one of the best they have steadily followed the recent development in the banking world. Getting a USSD code for Moniepoint may seem troubling, however, Moniepoint has produced a USSD that has second to none. With *888# you can easily get an opportunity to operate the banking world at the tips of your fingers.

Moniepoint has a financial technology that provides services to individuals and businesses as a whole. Moniepoint USSD code allows customers to access the banking world fast using their mobile phone without creating an account and signing in.

How To Use Moniepoint USSD Code To Buy Airtime

Airtime is one of the ways one use to communicate with friends and families. Moniepoint’s USSD code has made it easier for customers and businesses to recharge their network in the comfort of their homes or businesses. Regardless of your data connectivity, the Moniepoint USSD code uses no data in recharging airtime. However, follow the instructions below to purchase airtime with Moniepoint USSD:

Step 1: Dial *888# on your mobile device.

Step 2: Choose the option that relates to you (AIRTIME)

Step 3: Enter the recipient mobile number

Step 4: Input the amount you want to recharge

Step 5: Confirm the transaction by typing your PIN.

How To Use Moniepoint USSD Code To Check Loan

Many find Moniepoint as an institution that lends money to users. However, this may not be entirely true. Rather than offer loans to people, they generally try to make banking operations easier for the customers. This also includes offering loans to clients. But can it be checked through Moniepoint USSD? Yes, it can. Here are the steps:

Step 1: Dial the USSD code *888#

Step 2: Choose ‘Loans’

Step 3: Choose ‘Loan Offers’

Step 4: Input your personal information and Financial detail in the space provided for you.

Step 5: Be patient and wait for a message from Moniepoint which will include the Terms and Conditions of the contract.

How to Use Moniepoint USSD Code to Transfer Payment

Sending money to friends and family has been made possible through Moniepoint USSD. Moniepoint USSD code can be used to transfer any amount of money to anybody in Nigeria. However, it is pertinent to note that you need to have enough money in your account to transfer money to the person. Also, you need to input the right account number and details for your transaction to be successful. Follow these prompt steps to carry out the transfer using the Moniepoint USSD feature:

Step 1: Dial *888# on your mobile phone

Step 2: Choose ‘Transfer Money’ from the list of options on your screen.

Step 3: Input the person’s account details

Step 4: Enter the amount you want to transfer

Step 5: Enter your PIN or the last 4 digits of your debit number.

READ ALSO: Moniepoint Registration: How to Open an Account with Moniepoint, How To Use Moniepoint App for Payments, Sending and Receiving Money

How to Use Moniepoint USSD Code to Check Account Balance

Of course, one of the most important features of every USSD is the ability to check account balances. This balance check would guide you in every course of action you want to take financially. It helps you know if you have debt or excess after spending. Here are the steps in checking Moniepoint balance using the USSD code

Step 1: Dial *888# on your mobile device and tap send.

Step 2: Click ‘Check Balance’ from the list of options in the menu

Step 3: Input your Moniepoint PIN

Step 4: Be patient and wait for a confirmation message.

How To Use Moniepoint USSD Code To Borrow Money

Borrowing money has been made easier with Moniepoint. Moniepoint USSD Code has made things easier as you can now borrow money from the comfort of your room. Additionally, though, it is important to note that the terms and conditions of every loan need to be read and perused properly before accepting. Here are the steps for using Moniepoint USSD to Borrow money:

Step 1: Input *888# in your mobile dial pad

Step 2: Select ‘Loan’ from the list of items shown

Step 3: Choose ‘Borrow Money

Step 4: Wait for a message to confirm or deny your request.


How can I use USSD?

USSD code can help perform many operations. For example, it can help in checking your IMEI number, changing your sim card password, checking information, and accessing your Bank details.

Which bank operates Moniepoint?

The banking arm of TeamApt is responsible for the operations of Moniepoint. Moniepoint is founded by Tosin Eniolorunda. It helps to keep in touch with every business service you can think of.

How much is Moniepoint daily target?

The day-to-day target of Moniepoint agents is N70,000 worth of transactions. If you fail to meet the target as an agent, Moniepoint may collect your POS terminal.

How much do I need to pay to get Moniepoint POS Terminal?

You need to pay nothing less than N21,500.

What is another name for Moniepoint?

Another name for Moniepoint is TeamApt. According to the company, the move is an inspiration that customers love the company and want change.


Moniepoint has proven to be one of Africa’s powerhouse when it comes to building bridges between customers and banking solutions. The USSD code of Moniepoint is a testament to the fact that regardless of the tough banking services in Africa, there is still hope that Moniepoint would be one of the leading forces in the Financial sector for years to come.

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