NiceNaira Login With Phone Number, Email, Online Portal, Website


NiceNaira is rapidly becoming one of the fastest fintech apps in Nigeria. With NiceNaira, all your financial transactions are answered. You can transfer funds, and make bill payments with the NiceNaira app. In this article, you will be reading how to log in to your NiceNaira account using your phone number, email, website, and online portal.

NiceNaira Login With Phone Number

NiceNaira allows its customers to access their NiceNaira account using their phone number. With your phone number handy, you can get granted to your account. This can be done successfully in these steps:

Step 1. Open Your NiceNaira App

The first step involved in logging in to your NiceNaira account is opening the NiceNaira app. The NiceNaira app is easily distinguishable so you don’t have a problem noticing it. If you’re yet to have the app installed on your phone, you can download it here.

Once installed, you can launch the app on your phone and start the login process.

Step 2. Tap “Login With Phone Number”

After you have gained entry to the app, you will see an option clearly showing you that you can log in with your phone number. Click on the button. Once you have clicked on it, a new display will be shown to you.

Step 3. Input Your Details

On the new screen that would be open to you, you would be asked to provide your phone number to facilitate your login process. So, do well to input your correct phone number. Always remember that on the NiceNaira app, always add your country code along with your phone number.

If you registered using a Nigerian phone number, add +234 followed by your phone number with the removal of the initial zero. Don’t forget to add the country code so that you don’t encounter problems.

Step 4. Input The OTP

After inputting your phone number, an OTP will be sent to the network associated with your phone number. At this point, copy and write the code correctly as sent to you. Once you’ve copied or written down, paste the code on the space provided for the OTP.

The OTP is to help NiceNaira verify that you are the real owner of the account and that you’re not just an infringer. So be sure to provide the OTP correctly for easy access.

Step 5. Click Login

After you have successfully inputted the correct code in the space provided, the next step is to confirm it by tapping on the Login button. Tap Login to gain access to your account. This is the final step using this method.

So far you’ve read the steps needed to successfully login to your NiceNaira account using your phone number. If this doesn’t work, you can log in through other methods. Let’s consider the next method you can use.

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NiceNaira Login With Email

NiceNaira is not an exception to top apps that allow its customers to log in through their email. NiceNaira allows you to log in to your email using your associated email address. Let’s see how that works.

Step 1. Open Your NiceNaira App

Install and open your NiceNaira app. The app can be easily distinguished so it is easy to find. Tap on the app to open it.

Step 2. Tap “Login With Your Email Address”

After you have clicked on your NiceNaira app, a button labeled Login With Your Email Address will be displayed to you. Tap on it. After you’ve clicked on the button, a new display will be shown to you.

Step 3. Fill In Your Details

Now this is quite different from logging in with your phone number. On the phone number, you wouldn’t be asked to input a password. Only your phone number is needed. However, in logging in with your email address, you would be asked to fill in your email and your password.

The email should be one associated with your NiceNaira account. Do not use another email that is not registered with NiceNaira to log in. Your password should also be recognized by NiceNaira. The password used during registration should be used in this step.

Step 4. Tap Login

After you’ve inputted the correct email address and password recognized by NiceNaira, you will be successfully logged in to your account.

In just four steps you will be able to see how to log in to your NiceNaira account with just your email address. In the other subheadings, you’ll be reading how the website and online portal of NiceNaira are and if it is possible to log in through it.

NiceNaira Login With Website

The NiceNaira website helps you log in to your account without wasting much time. The steps are quite straightforward forward fast. Here are the steps involved.


Step 1. Open Your Browser

Regardless of which browser you use, whether it is Opera Mini, UC Browser, or anyone you use, you can access the NiceNaira website.

Step 2. Visit The NiceNaira Website

On the browser, you can visit the NiceNaira website. The NiceNaira website is Once you are there, follow the next step.

Step 3. Tap The Login Button

Once you’re on the website, you should find the login button. The button is quite easy to find and clearly described. Once you find it, tap on it to begin your login process on the website.

Step 4. Enter Your Details

For the login, you would be asked to provide details such as your phone number. So, have it handy with you to avoid problems on the way.

Step 5. Verify Your Identity

Most of the time, you would be asked to carry out a captcha test. This is to ascertain whether you are a real human or not. So, take the test and prove that you are a human to take the next step.

NiceNaira Login With Online Portal

NiceNaira doesn’t have an online portal where customers can log in or do any other transactions. Only the website is available for login and transactions. No online portal of NiceNaira is recognized for this purpose.


How does the NiceNaira loan app work?

NiceNaira is a known loan app that offers loan services to people all over Nigeria. If you meet all the criteria required to get a loan, your loan request will be approved. With NiceNaira, your information is secure and safe.

What are the eligibility criteria to apply for a loan with NiceNaira?

To be able to apply for a loan on NiceNaira, you should be a citizen of Nigeria with proof of identification. You should also be above 18 years of age and have an occupation.

How long does it take to get a loan approved?

It takes about 24-48 hours for your loan request to be approved and the amount credited to your account.

What is the repayment process for NiceNaira loans?

The repayment process of paying back NiceNaira can be in the form of deductions from your NiceNaira account.


This article has been able to uncover the secrets of how you can log in with your phone number, email, online portal, and website. Don’t hesitate to use this information for your benefit.

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