Branch Loan App Download, Sign Up, Interest Rates, Loan Code — Is Branch Loan Legit, Approved By CBN?


Branch is a loan app that allows customers to obtain loans of any amount, anywhere, and anytime. With Branch, you can get loans as low as N5,000 and also as high as N200,000. In this article, you will be reading about how the Branch app works, the USSD code for a loan, how to apply for a loan and other information about the platform. You wouldn’t want to miss this!

Branch Loan App Download

The Branch Loan app can be installed on your Android phone. To download Branch Loan App, first, open your Google Play Store, and on the search bar, type, “Branch Loan App”

When you tap on it, tap Install. If you have the required space and your smartphone is compatible, you will get the app installed on your smartphone.

Branch Loan App Signup

To register for the Branch loan app, follow these steps:

Step 1. Install And Open The Branch Loan App

After you have successfully installed the Branch loan app, the next step would be to launch it. Tap on the Branch app and wait for the app to complete launching.

Step 2. Tap On Register

You will be given access to the login page when the app launches. Tap on the signup button and a new page will be opened to you. Follow step 3.

Step 3. Enter Your Details

On the new page, a place where you can enter your information will be opened. Input your correct details such as your name, phone number, and simple details in the required space

Step 4. Agree To The Terms And Confirm

Branch’s terms and policy would then be shown to you. If you agree with their mode and terms of operation go ahead and tap on the Confirm button to agree.

Branch Loan Requirements

To get a loan from the Branch, you would have to meet the following requirements:

1. Evidence Of Nigerian Citizenship

Branch would grant your loan request if you show proof of Nigerian citizenship. This can be in the form of a National ID Card, National Identity Number, Driver’s License, International Passport, etc.

2. Active Phone Number

The phone number you input will be used to send the verification code and other information to you. So, to get the loan without hiccups, make sure you enter a correct and active phone number.

3. Bank Account

Your bank account would be used to send the funds to you. So, be sure you have a valid bank to be able to use your loan without stories.

4. Bank Verification Number

The Branch Loan app requires you to submit your Bank Verification Number to verify your identity.

5. Source of income

For a Branch loan, it is essential to possess a stable and good source of income to prove your capability to repay the loan amount. Branch may also require any other proof of your income statement.

How To Obtain a Loan From Branch

To apply for a Branch loan, you have to follow the necessary steps. Here are the steps to obtain a loan from Branch loan.

Step 1: Install the Branch Loan App

To install the Branch loan app, you have to go to your Playstore app and follow the instructions already stated earlier in this article.

Step 2: Register the Account

Once you have installed the app, do well to create an account with a Branch loan. You would be asked to input your name, email, and other information.

ALSO SEE: Forgot My Branch Password And PIN – How To Reset, Change And Recover Branch Password And PIN

Step 3: Provide your information

Also, in the registration form you would be asked to fill in your important details.

Step 4: Apply for a Loan

Once you have registered your important information, you can request a loan.

Step 5: Wait for approval

Branch Loan will review your application and then decide on your request.

Step 6: Receive your Funds

After your loan has been approved, your money will be sent to your account.

Branch Loan Interest Rates

When you obtain a loan from Branch, you get an interest rate between the range of 1% to 21%. This, however, depends on the amount you borrow and other factors.

Branch Loan USSD Code

Branch doesn’t offer any USSD code service to obtain their loan. With Branch, you can get loans only from the Branch loan app. Just install the app from your respective app store, and sign up to be eligible to get loans.

Is Branch Loan Legit, Approved By CBN?

Branch is a platform that is recognized by the Central Bank of Nigeria (CBN). It is recognized as a loan organization and is free to operate under the license.


Is Branch loan app legit?

Branch is a recognized financial company that gives out loans. They have been in existence for a long time in Nigeria and have had no case of fraudulent activity.

Which loan apps are banned by the Nigerian government?

Some of the loan apps banned in Nigeria are:

Hen Credit Loan App, Cash Door App, Joy Cash-Loan, Eaglecash App, and many others.

What is the interest rate for a Branch loan?

The interest rate for branch loans ranges between 1% to 21%.

How long does a Branch loan take to approve?

At most, it takes 24 hours for a Branch loan to approve your loan. In some cases, it takes 3 hours to get approval on a loan request.

Can Branch loan out N100,000?

Branch loans can give loans of up to N100,000 to its customers. If you meet the requirements and prove to be eligible, then you can get that loan amount.


With Branch, all your financial struggles can be resolved. Just obtain a loan and in a few minutes, your account will be credited. Take a loan from Branch now!

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