How To Upgrade UBA Account Easily (Online & Offline)


Your UBA account can be upgraded when all the requirements have been met. You should have documents such as your BVN, NIN, and utility bill handy for this operation. After these requirements have been met, you can then request an account upgrade form. After that, you can proceed to fill out the form. However, that’s not all it takes to get an account upgrade on your UBA account. This article will show you a guide on how to upgrade your UBA account easily in the offline way.

Requirements On How To Upgrade Your UBA Account Easily (Online & Offline)

To upgrade your UBA account, you would need to meet some requirements to help you upgrade your UBA account easily. Here they are:

1. Bank Verification Number (BVN)

To upgrade your UBA account, you would need to provide your Bank Verification Number (BVN). This number is a very important number that is required in almost all banking operations. As in almost all banking operations, your Bank Verification Number (BVN) would be needed to successfully upgrade your UBA account.

2. National Identity Documents

Your national identity documents are documents that help UBA have your details. The national identity documents contain details such as your house address, state of origin, age, and other details. These national documents may include a National Identity Number (NIN), Voters Card, Drivers License.

3. Utility Bills

Utility Bills provide details about your house address since these bills contain your house address. With these utility bills, you can provide evidence to UBA that you are not an alien. It assures them that you are a real citizen. You can use your water bill or light bills as utility bill evidence.

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So far you’ve seen the requirements involved in upgrading your UBA account. In this next subheading, you will be reading thorough guidelines on how to upgrade your UBA account after gathering the above-listed documents.

How To Upgrade Your UBA Account Easily Offline

To upgrade your UBA account involves going to the bank and stating your intention to upgrade your bank account. Here are the steps:

Step 1. Walk To Any UBA Branch

In almost all the 36 states in Nigeria, you have the UBA Branch located there. If you eventually find one where you live, you can walk down there and clearly state your desire to upgrade your account. You can walk to the UBA staff under the Customer Service office to discuss with them regarding this.

Step 2. Submit The Documents

The documents that were discussed above should then be available and submitted. Be sure to take them along so that you can submit the details in the provided areas. These documents as stated above include your NIN, BVN, water bill or light bill (photocopy), voter card, etc.

Step 3. Fill Out The Upgrade Form

A form would then be given to you to fill out. Input the correct information required in this form. Sometimes, the information required may be read out by the UBA staff for you to answer. So, answer correctly to the questions asked for quick validation and updating of your UBA account to be done.

Step 4. Submit The Form

If the form was given to you, then you would be required to submit the already filled form. The information you provided in this form would then be entered into the UBA database and subsequently updated in your bank account records. Failure to submit this form would mean that you are no longer interested in upgrading your UBA account.

Step 5. Wait For The Update

In some cases, upgrading may take hours before the change is effected. However, others may say that it took 24 hours (a day) before they observed a change. Regardless, upgrading your account takes a short time. You may wait for 48 hours before confirming whether the upgrade has been effected.

How To Upgrade Your UBA Account Easily (Online)

Upgrading your UBA account online is not possible. This is because there is no online portal of UBA that allows customers to upgrade their account from there.

It is advised that if you intend to upgrade your UBA account, then, you should walk to the bank and request for it (offline).


How can I upgrade my UBA account limit?

To upgrade your UBA account limit walk into any UBA branch with a recent utility bill, National Identity documents, and Bank Verification Number (BVN).

How can I upgrade my bank account?

To upgrade your bank account, you can either download your bank app and do it online or you can do it offline by walking to any of your bank’s branches. However, have handy relevant documents such as your BVN, NIN, and utility bill.

Can I open a UBA account online without going to the bank?

You can open a UBA account online by downloading and registering for an account on the UBA Mobile app. It is easy and fast.

What is the minimum amount in the UBA current account?

The minimum amount in UBA current amount is N5000.

 Can I upgrade my account at any UBA branch?

You can upgrade your account at any UBA branch near you. Just take along with you relevant documents to make the process easier.


With UBA, you are guaranteed a quick upgrade to your UBA account. After you have successfully filled out the form and submitted it, in the next few hours, you will then be notified that your account has been successfully upgraded.

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