Opay is a secure and reliable payment app that is used for transferring and receiving payment within the country. It’s secure, user friendly and trustworthy as it’s among the financial institution licensed by CBN. All their activities are regulated and monitored.
At first, opay and its counterparts were not patronized by most Nigerians, but prior to 2023 presidential crisis, they was a need to change the currency design which lead most banks having network issues. At this point, opay was known and was patronized. In fact, most customers have abandoned their main bank account for opay.
Fraudsters are now making the use of opay rather boring due to their fradulent activities. Sometimes, it’s might not be necessarily scammers, it could be those you mingle around with. It’s important to know whom you give your phone to and how you operate your phone when you are not alone.
They are several ways you can identify fake transfer and payment account and be safe, keep reading to know more.
What does a Fake Account do?
What scammers use the fake account to do is to dupe a customer making him believe the transaction is successful while you are not aware it’s a fake account. All they are good at is cheating innocent customer and go away with their money.
Not only scammers with fake account, your friends who have access to your phone, can easily change your password and login from another phone, then withdraw your money and delete the alert right in your presence without your knowledge . There are multiple ways to identify fake accounts and you will get to know them.
What is Opay Used for?
Similar to other financial institution, you can send money as well as receive money with no charges, buy airtime, data bundle subscriptions, payment of utility bills and other subscription from the comfort of your phone. You know what, with a N500, you can get your opay debit ATM card and pay for online orders using your card number.
Hence, account application is easy and it does not take much of your time to do that. Opay is far better than some of this financial institution in different ways.
Benefits of Using Opay
There are many benefits an opay customer is entitled to on the app. You earn N800 per each customer that signs up through your referral link and you can invite as much as you can. Keep inviting to earn more money on this app.
Interestingly, each time you make a purchase from your account, you earn cash back per purchase for airtime, data bundle and other bills payment. You should not be left out on this.
How to Identify a Fake Opay Account?
One thing that baffles is that, the alert from such fake account look more real than that of a real account, this is what technology can do. They engage in this act to reap you of your hard earned money.
Maintain Calm and Caution
Even if you are someone who can’t do things slowly, you have to try and maintain your calm. Scammers are always in a hurry to reap you and do not have all the time in this world to wait for you. So your delay is their discomfort. Make sure you go through all transactions carefully.
If you noticed, some links come along with expiry time (usually between 60 sec to 15mins to expire), if you receive such message, make sure you find out where the message came from.
READ ALSO: How To Set SMS Alert On Opay
Verify Who the Sender is
Don’t reply to any message asking for any information, especially your sensitive ones. The thing is you must be very cautious because, everything they do looks very real. That’s why you need to take time and go through all the information from the sender (including the number, content of the message) to avoid been scammed. Once you are not convinced with a particular message sent, you don’t have any option than to delete such message or better still contact their customer support team.
Check the Transaction Details
If you are to receive money in your opay bank account, once the sender shows you the transaction receipts, go through it carefully like 3 times, check your phone and balance to see if there’s addition in your account. Their transaction can be funny. You get credited but your account balance remains the same. Once you see anything you are not clear about, request for a cash payment.
Avoid Clicking Phishing Links
Opay will not send you a link and ask you to click for a giveaway or professing something else, once you see something like this, don’t even think twice, delete such message from your phone.
Authenticate Through App
Don’t be disturbed if you see something you are nor clear about. All you need to do is login your account check the authenticity. If the message is from them, you will find such message on the app.
What are the advantage of using Opay?
You earn N800 per each customer that signs up through your referral link and you can invite as much as you can. Keep inviting to earn more money on this app.
What is Opay used for?
You can send money as well as receive money with no charges, buy airtime, data bundle subscriptions, payment of utility bills and other subscription from the comfort of your phone.
Is Opay licensed by the CBN?
Opay is a secure and reliable payment app that is used for transferring and receiving payment within the country. It’s secure, user friendly and trustworthy as it’s among the financial institution licensed by CBN
What to do to prevent scam?
1. Verify Who the Sender is
2. Avoid Clicking Phishing Links
3. Authenticate Through App
4. Maintain Calm and Caution
5. Check the Transaction Details
Is Opay affiliated to Opera?
Yes. Opay is affiliated to the Opera group.
Scammers are out there trying everything possible to reap you of your hard earned money. It’s your duty to try everything possible to prevent yourself from such wrath. Keep an eye on all transactions you do all day.