Okash by OPay is one of the best platforms when it comes to getting quick loans to solve issues. They also give a fair period to pay back. However, what if after you have paid back your loans, you wish to close your Okash account? Can that be done? Yes. It is possible. In this article, you will read how that is done. This article is centered on giving you a guide on how to close, delete, or deactivate your Okash account easily. Let’s find out.
How To Close, Delete, Or Deactivate Your Okash Account Easily
To close, delete, or deactivate your Okash account can be done in easy steps. Here are steps to follow on how that can be done:
Step 1. Login To Your Email
To first step to closing your Okash account, is first, by signing in to your email. This is because you would be required to send a well-composed email to the Okash platform for your account to be blocked. When you open your email, type in the Okash customer service ( firstname.lastname@example.org.) email address in the “To” label.
Step 2. Input Subject (Title) And Compose Email
The next step would be to input your Subject (Title). Since you want to delete your Okash account, you can write “Request To Delete Okash Account”. When this is written as the Subject, it would pass the information to the customer service representative who opens it that you want to deactivate your account.
After you are done entering your Subject, the next step would be to compose your email. In your email, make sure you clearly state your desire to delete your Okash account. Make sure your email contains details like your Full Name, registered email address, and registered phone number, and may likely say the reasons why you want to delete your Okash account. You can use this format.
I am writing this email with the desire to close my Okash account. The reason for this…”
Step 3. Click Send And Wait For Response
When you have drafted a reasonable email, the next step would be to click on the Send button. Once you send it, your email will be given a reply after a short period. When it has been received, another email will be sent to you giving you detailed instructions about how you can go about deleting your account from your end.
Step 4. Follow The Outlined Instructions
After you have sent the email and have received a corresponding email, the next thing to do on how to close, delete, or deactivate your Okash account is to follow the steps that have been sent to you. In some platforms, it is possible to delete your account via the parent app. If that is possible on your Okash account, the email will tell you instructions on how to do that.
Step 5. Follow Up
In some cases, it has been observed that your Okash account may not be closed immediately after you request or have followed the required protocols. This is where this step comes in. You can do this by contacting other customer care service options of Okash.
No doubt, so far, you’ve gotten an idea of how to close, delete, or deactivate your Okash account. However, when you close your account, there are certain things you will miss as an Okash customer. Let’s consider a few of them.
Implications Of Closing Your Okash Account
When you close your Okash account, here are some of the things you will miss:
1. Unable To Access Loans
The moment you decide to close your Okash account, you automatically would not be eligible to access loans. One thing about the Okash loan is that the loans come with very payable interest, so that offer would not be opened to you.
2. Restricted From Latest Offers
Sometimes, Okash may offer sweet offers to their customers. This may not be available to you when you decide to close your account with them. The offers you may miss includes longer repayment periods (for customers), sweet interest rates, and sharp approval of loan request.
3. Difficulty In Reactivating
After deactivating your Okash account, you may wish to come back. However, this would require that you follow some steps. These steps may at times be difficult and stressful to follow but this is the price you’ll have to pay if you wish to reactivate your Okash after you have deactivated or closed it.
How can I cancel my OKash loan?
You are eligible to cancel your Okash only within 24 hours after your request has been approved. After 24 hours, you would be credited and would need to repay the loan.
What will happen if I don’t pay the OKash loan?
If you don’t pay the Okash loan, you will have to repay the loan the next time you request for loan. It would be added to your previous debt. Otherwise, you would be given a low credited score which may not help you if you intend to borrow loans in the future.
Can OKash debit my account?
Okash can debit your account. This can be done by the auto-debit feature of Okash. Your account can be debited to repay your loan.
How do I delete my details from a loan app?
To delete your data from a loan app, follow these steps:
First, Open Your Loan App
Second, Locate the Settings Tap
Third, Tap Clear Data on the app
How to delete my OKash account?
You can delete your Okash account, by sending an email to Okash customer care. In your email, clearly state that you want your account deleted and the reasons for it. Also include details of your account in this text too.
Your Okash can be deleted without any harm done to your OPay account. Remember, Okash is just a feature on the OPay platform. By sending an email to the OPay customer service address, you are one step away from closing your account.