Is Opay Safe To Keep Money?, Benefits Of Using Opay, Opay FAQs

Is Opay Safe To Keep Money? Is a question on everybody’s mind. This has become a buzz because rumors flying in Nigeria have started peddling a bad image about Opay. Opay on the other hand has made it clear that Nigerians should desist from any form of rumors concerning the platform. Opay has been in existence in the Nigerian market for quite a while. However, does that guarantee that the network is safe to keep money?

How does Opay work?

Opay is a financial technology platform that allows you to save, invest, and store your money. It also allows you to make payments to your friends and family both within and outside your state or residence. It was first operated in Nigeria before it spread to nearly all parts of Africa. Opy platform offers services ranging from bill payments to airtime recharge, and more.

Advantages of using Opay

Convenience:

Opay allows clients to perform any sort of transaction with their mobile device. Be it Android or iOS. The Opay app allows you to perform transactions with ease from the comfort of your room. As a result, it would be likely that you wouldn’t visit a conventional bank for a long time.

Financial inclusion

Opay understands that not everybody would have access to a conventional bank. This may be as a result of being incapacitated, or old. Therefore, there is a provision to use the Opay app if you fall into this category. You can also get to use Opay from any rural area if you are in Nigeria.

Instant transaction

This is a benefit of the Opay app. You can sit in the comfort of your home and make transactions. This transaction would be sent without delay or even problems. You can easily send as much as 100,000 naira to your bank account without network glitches.

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Rewards and cashback

This is a very important feature if you are operating an Opay account. Opay would reward you with every transaction you make. You can get to receive even cashbacks to your account so that yowon’t’t be asked to pay for transactions you make.

Bill payments

This is another benefit of using Opay. You can pay bills for any service you are enjoying. Be it a PHCN bill, cable bill, and so on. Bill payments can be made with the Opay app. This app can be used to make payments from the comfort of your room

Airtime Recharge

You can get to pay for airtime if you are interested in one. If you use any of the mobile network providers in Nigeria (Airtel, Glo, 9mobile, and MTN), you can get airtime directly to your line without a headache.

Mobile money service:

Opay offers mobile money services to people around Nigeria. This benefit allows you to pay and receive money in your account without hassle. You can easily receive money and even withdraw it very easily.

Security

With security, you can be assured that your money is safe. When you keep your money with Opay, you have nothing to be scared of. Security is one of Opay’s biggest features. You can save your money easily without hassle.

Easy account management

You can manage your funds easily without hassle. This service requires that you can keep track of your Account without any third-party knowledge. Unlike conventional banks, you can store your money without fretting.

Features of Opay

Airtime Recharge

You can get to pay for airtime if you are interested in one. If you use any of the mobile network providers in Nigeria (Airtel, Glo, 9mobile, and MTN), you can get airtime directly to your line without a headache.

Mobile wallet

Opay offers mobile money services to people around Nigeria. This benefit allows you to pay and receive money in your account without hassle. You can easily receive money and even withdraw it very easily.

QR Code Payment

You can easily make payments to another Opay account through QR codes. You can easily get to pay for a service or product through the QR code displayed in the supermarket or store.

Fund Transfer

If you are an Opay client, this is a very easy thing to do. You can simply tap on the ‘Transfer’ tab. With this tab, you can transfer any amount you wish to transfer to another account. After that, you would be required to input your PIN code for easy transactions.

Is Opay Safe To Keep Money?

Opay is very safe to keep money. They make use of the latest security measures to keep your money safe. Also, with Opay you get to access your funds as much as you like. Opay is a very secure platform that emphasizes security.

Additionally, Opay is licensed by the Central Bank of Nigeria. It is also insured by the Nigerian Deposit Insurance Company (NDIC). This organization ensures that your deposit is in safe hands.

FAQ

Is Opay secure?

Opay is secure. Your funds are safe with Opay.

Why do people use Opay?

You can enjoy bonuses on airtime & data top-ups and fast bill payments at no extra charge.

Can I save money on Opay?

Opay Safebox is a savings plan on Opay in which you can save daily, weekly, or monthly and earn interest on your savings as you save.

How much can I get on Opay?

An unverified account can hold as much as ₦200,000.

Who owns Opay?

Opay is owned by a Chinese company. It is owned by an opera group.

Conclusion

In conclusion, it is worth noting that Opay is owned by a Chinese company. Also, it is a child company of Opera Mini. Opay has been a legitimate platform and POS users enjoy using their services. This is because the people who use the platform enjoy the cashback and Rewards.