How To Delete, Close Or Delete Cowrywise Account

You can deactivate or delete your Cowrywise account in the comfort of your home. After clearing all available funds in your account, the next thing to do is to send a mail to Cowrywise declaring your intention to close your account. In this article, you will be reading these steps in detail about how to close, delete, or deactivate your Cowrywise account easily. Let’s begin already!

How To Close, Delete, Or Deactivate Your Cowrywise Account

This section will be centered on outlining the procedures required to successfully close your Cowrywise account. Below are the steps:

Step 1. Clear Your Cowrywise Funds

The first step to follow on how to close, delete, or deactivate your Cowrywise account is to begin by clearing all the available funds in your wallet. If you can’t exhaust the funds there, you can transfer all the funds they have to your regular bank account. This would make sure that you do not lose your funds when the deactivation of your account is complete. If you have funds that are not transferrable (insignificant funds), you may decide to leave them there.

Step 2. Head To Email

After clearing your debt, the next step is to inform Cowrywise of your intention to shut down your account. To do that, you would have to head to your email. This is because the email service is one of the best ways to get in touch with Cowrywise customer service. When you are in your email, type the Cowrywise customer service email ( in the space provided after the “To” label.

READ ALSO: Piggyvest And Cowrywise: Which Is Better?

Step 4. Input The Subject And Compose Your Email

After you have inputted the Cowrywise email address in the space provided, next, you need to insert your subject. The Subject can be “Request To Close My Cowrywise Account” or “Application For Closure Of Cowrywise Account”. If you have any other suitable Subject, you could use that too.

When composing your email, you need to mention your desire to delete your Cowrywise account. Also, your full name, registered Cowrywise phone number, and email address should be mentioned. If you wish, you may also tell the reason why you decided to close down the account. Here’s a sample:


Subject: Application For Cowrywise Account Closure

Dear Cowrywise,

I hereby wish to apply for the closure of my Cowrywise account. The reason for this is that..”

Step 5. Wait For Response

After you have made sure your email has been successfully sent, the next thing to do is to wait for a reply. The reply from Cowrywise would tell you the instructions to follow to assist in the closure of your account. It may also be a confirmation email telling you that your request for closure would be worked on and how long it would take.

Step 6. Follow Up

After you have been patient for some time and notice no action being made in your account, that’s why this step comes in. You could go ahead to contact the other customer service channels of Cowrywise to declare your intention of closing your account or tell them to help see the progress made so far as regards closing or deleting your account.

So far, you have seen the steps involved in deactivating your Cowrywise account. It just involves clearing your funds left and dropping a text or email about it. Have you ever wondered why many may choose to close down their Cowrywise account? The next subheading discusses that.

Reasons For Closing Cowrywise Account

Below are several reasons why may may wish to deactivate your Cowrywise loan account.

1. Financial Stability

As you know already, Cowrywise is a savings app that helps users keep their funds secure. However, when you become financially stable and have a lot of funds at your disposal, you may not need the Cowrywise loan account anymore. This may lead to you wanting to delete your account with them. So, this is one of the leading reasons why many may choose to close their Cowrywise account.

2. Better Alternatives

Three are over 10 well-known savings platforms that carry out the same service that the Cowrywise platform renders to their customers. So, these apps may offer nicer interest rates. As a result, this could also pose a reason why some may want to delete their Cowrywise account.


How can I delete my Cowrywise account?

To delete your Cowrywise account, clear all your funds in your Cowrywise Stash. Then, send a text to Cowrywise customer care via email informing them of your desire to delete your Cowrywise account.

How do I reactivate my Cowrywise account?

To reactivate your Cowrywise account, send an email to Cowrywise support. In the mail, state your desire to reactivate your Cowrywise account.

What to do when my Cowrywise account is flagged?

When your account is flagged, the next step to take is to confirm your identity. Follow the instructions you see on your screen to regain your account.

Is Cowrywise a legitimate app?

Cowrywise is a legitimate platform to save your money. It is very secure and infringers have zero chance of getting to your funds on Cowrywise. The platform has proven over time to be a reliable and consistent app.

Can I lock funds on Cowrywise?

You can lock funds on Cowrywise and withdraw them at the maturity date. This feature of Cowrywise helps prevent unnecessary spending.


Deactivating your Cowrywise account has just been made easier. With Cowrywise, you can deactivate your account by just sitting where you are. This article has helped explain the procedures to achieve this.

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