How To Upgrade Stanbic IBTC Bank Account Easily (Online & Offline)

To upgrade your Stanbic IBTC Bank, you can do that online or offline. However, the offline method is preferable. Here, you would just need to walk down to the nearest Stanbic IBTC near you. Reach out to the staff there and clearly state your intention to upgrade your account. In this article, you will be reading steps on how to upgrade your Stanbic IBTC Bank account easily.

Requirements On How To Upgrade Stanbic IBTC Bank Account

To successfully upgrade your Stanbic IBTC Bank account easily, you would have to get some documents handy. Here they are;

1. Bank Verification Number (BVN)

Your Bank Verification Number (BVN) is a unique code that allows you to link all your bank accounts across different banks together. With your BVN available, the Central Bank can monitor your transactions and other details of your account can be retrieved. So, it is one of the details you’ll need in upgrading your bank account.

2. National Identity Number (NIN)

Your National Identity Number (NIN) helps in validating that you are a citizen of Nigeria. It also enables your bank to have vital details about you in the event, where they need your contact. However, if you don’t have your National Identity Number (NIN) available, you can also use other documents such as a Driver’s License, International Passport, and voter card.

3. Utility Bills

Your utility helps in giving details about your actual address. This is because the utility bill reaches every house and as such, your address on the utility bill shows the actual address of your house. The utility bill can be in the form of light bill and water bill. Any of these documents can help upgrade your Stanbic IBTC Bank account.

So far, you’ve read about the documents and information that is required to upgrade your Stanbic IBTC Bank easily. Let’s consider a step-by-step process on how to successfully upgrade your Stanbic IBTC Bank account easily.

How To Upgrade Stanbic IBTC Bank Account Easily (Offline)

To successfully upgrade your Stanbic IBTC Bank account easily, the steps outlined below should be followed successfully. Here are the steps:

Step 1. Walk To Any Stanbic IBTC Bank Branch

In almost all the 36 states in Nigeria, you have the Stanbic IBTC Bank Branch located there. If you eventually find one where you live, you can walk down there and clearly state your desire to upgrade your account. You can walk to the Stanbic IBTC Bank staff under the Customer Service office to discuss with them regarding this.

Step 2. Submit The Documents

The documents that were discussed above should then be available and submitted. Be sure to take them along so that you can submit the details in the provided areas. These documents as stated above include your NIN, BVN, water bill or light bill (photocopy), voter card, etc.

Step 3. Fill Out The Upgrade Form

A form would then be given to you to fill out. Input the correct information required in this form. Sometimes, the information required may be read out by the Stanbic IBTC Bank staff for you to answer. So, answer correctly to the questions asked for quick validation and updating of your Stanbic IBTC Bank account to be done.

Step 4. Submit The Form

If the form was given to you, then you would be required to submit the already filled form. The information you provided in this form would then be entered into the Stanbic IBTC Bank database and subsequently updated in your bank account records. Failure to submit this form would mean that you are no longer interested in upgrading your Stanbic IBTC Bank account.

Step 5. Wait For The Update

In some cases, upgrading may take hours before the change is effected. However, others may say that it took 24 hours (a day) before they observed a change. Regardless, upgrading your account takes a short time. You may wait for 48 hours before confirming whether the upgrade has been effected.

How To Upgrade Stanbic IBTC Bank Bank Account Easily (Online)

Upgrading your Stanbic IBTC Bank online easily can be done without hassle. To do this, follow these steps:

Step 1. Login To Your Stanbic IBTC Bank Internet Banking

To be able to upgrade your Stanbic IBTC Bank account, first, you need to have an internet banking account with Stanbic IBTC Bank. If you don’t have one, then you need to register an account there.

Step 2. Click on Account Upgrade

An option labeled Account Upgrade will then be displayed to you. Tap on this if you wish to upgrade your Stanbic IBTC Bank account. Here, you would be required to enter certain details such as your bank account number and other details.

Step 3. Select Tier 3

To be able to have an unlimited amount of money as your account balance, you would need to select Tier 3. However, if you want to select a lower Tier, you can do so. This is one of the benefits of upgrading your bank account.

Step 4. Verify Using OTP

An OTP would then be sent to your account and you would be asked to enter the code. Input the code sent to your account and tap on Confirm.


How do I activate my Stanbic IBTC account?

To activate your Stanbic IBTC Bank, contact the customer service of Stanbic IBTC Bank and state clearly your desire to activate your account. Do well to have handy details of your account number, account name, etc.

How do I register my Stanbic bank account online?

You can register for a Stanbic IBTC account online by using the Stanbic IBTC website ( When you do that, tap on the Register button and fill in your details there.

How do I increase my Stanbic bank limit?

To increase your Stanbic IBTC Bank limit, upgrade your Stanbic IBTC account. You can do this by going to any Stanbic IBTC Bank branch near you with the following;

NIN, BVN, and utility bill.

What is the maximum amount in a Stanbic IBTC savings account?

The maximum amount for a Stanbic IBTC savings account is N500,000.

Is Stanbic IBTC Bank safe?

Stanbic IBTC account is safe to carry out transactions without hassle. It had been in existence for a long time offering its services to Nigerians.


Upgrading your Stanbic IBTC Bank account is easy as you’ve seen from this article. It is recommended that you go to the bank to request an account upgrade. You can do it online with the Stanbic IBTC app and also get the same result.

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