To upgrade your ALAT by Wema you’ll have to go to the bank to request for AlAT bank account upgrade. To do that, you’ll need to get your documents ready and complete. After that, fill out the form that will be offered to you. In this article, you will be reading detailed steps on how this is done. Let’s proceed with it.
Requirements On How To Upgrade ALAT Account
To successfully upgrade your ALAT account easily, you would have to get some documents handy. Here they are;
1. Bank Verification Number (BVN)
Your Bank Verification Number (BVN) is a unique code that allows you to link all your bank accounts across different banks together. With your BVN available, the Central Bank can monitor your transactions and other details of your account can be retrieved. So, it is one of the details you’ll need in upgrading your bank account.
2. National Identity Number (NIN)
Your National Identity Number (NIN) helps in validating that you are a citizen of Nigeria. It also enables your bank to have vital details about you in the event, where they need your contact. However, if you don’t have your National Identity Number (NIN) available, you can also use other documents such as a Driver’s License, International Passport, and voter card.
3. Utility Bills
Your utility helps in giving details about your actual address. This is because the utility bill reaches every house and as such, your address on the utility bill shows the actual address of your house. The utility bill can be in the form of light bill and water bill. Any of these documents can help upgrade your ALAT account.
So far, you’ve read about the documents and information that is required to upgrade your ALAT easily. Let’s consider a step-by-step process on how to successfully upgrade your ALAT account easily.
How To Upgrade ALAT Account Easily (Offline)
To successfully upgrade your ALAT account easily, the steps outlined below should be followed successfully. Here are the steps:
Step 1. Walk To Any ALAT Branch
In almost all the 36 states in Nigeria, you have the ALAT Branch located there. If you eventually find one where you live, you can walk down there and clearly state your desire to upgrade your account. You can walk to the ALAT staff under the Customer Service office to discuss with them regarding this.
Step 2. Submit The Documents
The documents that were discussed above should then be available and submitted. Be sure to take them along so that you can submit the details in the provided areas. These documents as stated above include your NIN, BVN, water bill or light bill (photocopy), voters card, etc.
Step 3. Fill Out The Upgrade Form
A form would then be given to you to fill out. Input the correct information required in this form. Sometimes, the information required may be read out by the ALAT staff for you to answer. So, answer correctly to the questions asked for quick validation and updating of your ALAT account to be done.
Step 4. Submit The Form
If the form was given to you, then you would be required to submit the already filled form. The information you provided in this form would then be entered into the ALAT database and subsequently updated in your bank account records. Failure to submit this form would mean that you are no longer interested in upgrading your ALAT account.
Step 5. Wait For The Update
In some cases, upgrading may take hours before the change is effected. However, others may say that it took 24 hours (a day) before they observed a change. Regardless, upgrading your account takes a short time. You may wait for 48 hours before confirming whether the upgrade has been effected.
How To Upgrade ALAT Bank Account Easily (Online)
Upgrading your ALAT online easily can be done without hassle. To do this, follow these steps:
Step 1. Login To Your ALAT Internet Banking
To be able to upgrade your ALAT account, first, you need to have an internet banking account with ALAT. If you don’t have one, then you need to register an account there.
Step 2. Click on Account Upgrade
An option labeled Account Upgrade will then be displayed to you. Tap on this if you wish to upgrade your ALAT account. Here, you would be required to enter certain details such as your bank account number and other details.
Step 3. Select Tier 3
To be able to have an unlimited amount of money as your account balance, you would need to select Tier 3. However, if you want to select a lower Tier, you can do so. This is one of the benefits of upgrading your bank account.
Step 4. Verify Using OTP
An OTP would then be sent to your account and you would be asked to enter the code. Input the code sent to your account and tap on Confirm.
How can I upgrade my account on ALAT?
To upgrade your account on ALAT, you would need to have:
National Identity Number (NIN)
Bank Verification Number (BVN)
Recent Utility Bill
How much can a Tier 3 ALAT account hold?
A Tier 3 account on ALAT can hold a balance of up to 1 billion naira.
What is a Tier 1 savings account in Wema Bank?
A Tier 1 Savings account in Wema Bank allowed you to enjoy basic banking. However, compared to the Tier 3 account, there are a lot of restrictions when using this account.
How do I make my Wema account active?
To make your Wema account active, dial *945*5#. Then select Account Reactivation. Follow the prompts and you will get your account active.
Can ALAT by Wema receive foreign currencies?
Yes. ALAT by Wema is one of the best banks to receive foreign currencies in Nigeria.
Upgrading your ALAT by Wema account is quite easy compared to other bank accounts. You can upgrade it by going to the bank or in the comfort of your home. Whichever method you go for, you are guaranteed to get the same result as long as you follow the steps provided.