How To Open A Wema Bank Account Online, Alat By Wema USSD Code

Many people find it hard to open a Wema bank account. Wema bank account is one of the top accounts in Nigeria. Regardless of its customer base, every customer is treated specially. Another benefit Wema Bank is distinct from other banks is because of its ability to receive foreign currency such as the Dollar. Yes, due to this fact, this makes the brand more popular and very accessible to people as long as you meet the requirements.

This article provides step-by-step instructions for opening an account with a Wema Bank account in Nigeria. It also explains a clear distinction between Wema Bank and another bank in Nigeria. The next heading explains how to open a Wema bank account online.

Characteristics of Wema Bank Account

Mobile and Online Banking

Wema Bank helps for simple access to mobile accounts through mobile platforms, which allows clients to access account balances, make transactional transfers, and perform other transactions rapidly.

Debit Cards

Just like any other Bank, Wema Bank gives debit cards linked to accounts, which enables clients to buy goods at different supermarkets and remove money from different POS and ATMs.

Various Account Types

Wema Bank does offer a different account of various kinds, which include savings accounts, current accounts, and fixed deposit accounts, which allows clients to select accounts that fit their financial situation

Account Alerts

Just like any other bank, clients can do well to receive mobile alerts on their phones or SMS for various debit or credit transactions, which provides security and keeps them informed of account activities.

Bill Payments

With Wema Bank accounts, clients can pay for electricity bills, airtime recharge, and other banking services using online and mobile banking platforms in Nigeria.

How to open a Wema bank account online or website

Step 1: Visit the Wema Bank official website on your device or computer. The website is compatible with any browser and can work on a good smartphone.

Step 2: Click on ‘Open an Account’. Look for the ‘Open an account’ section on the phone. Click on it and choose the account processing types.

Step 3: Choose the account type: Select the type of account you wish to open. Wema Bank offers services such as Savings Accounts, Current Accounts, and more. Pick the account that best suits your needs.

Step 4: Fill out the application form: You will be directed to an online application form. Provide the necessary details as requested. The information may include your name, address, and so on.

Step 5: Upload your documents: Regarding the kind of documents, you may be asked to upload your documents and this may include a valid identity, utility bill, and passport photograph. Do well to make sure the pictures are visible and can be used.

Step 6: Submit: Review and submit all necessary information regarding yourself. Do well to cross-check that there are no mistakes or errors in your details. This would ensure you provide the right information to the bank. Once you have finished checking it, tap the “Submit” button for you to confirm your details

Step 7: Verification: After submitting, Wema will verify your details to make sure the information is safe. This verification process would enable Wema Bank to confirm your details. However, you will receive an SMS once your request is confirmed.

Step 8: Your Account Detail: After completing steps 1 to 7, Wema Bank will send you a message for you to know your account number and other pertinent details. They can also send an email message to confirm your details.

READ ALSO: 10 Best Domiciliary Account In Nigeria 2023

How to open a Wema bank account number via the Alat App

Step 1: Install the Alat Application: The first step is to download the Alat app via your Play Store. If you use an Android phone, you can do well to search for it on the Google Play Store app. Do well to download the app and apply step 2

Step 2: Register: Launch the Alat app and click on Signup. Once you click on it, provide your name, address, and your details. Also, you can do well to create your password. Your password should be specific and can be easily remembered by you.

Step 3: Verification: You will be asked to input your mobile number. After inputting it, you would then be asked to request a code. Do well to input the code there, after inputting it, you should be getting a mobile code.

Step 4: Fill in your details: These personal details would include much of your information. This would include your full name, date of birth, and also your address.

Step 5: Choose Account Type: Select the type of account you wish to open. Wema Bank offers services such as Savings Accounts, Current Accounts, and more. Pick the account that best suits your needs.

Step 6: Upload Required Documents: Regarding the kind of documents, you may be asked to upload your documents and this may include a valid identity, utility bill, and passport photograph. Do well to make sure the pictures are visible and can be used.

Step 7: Choose security questions: Do well to choose questions that can be answered by you quickly. After inputting the questions, do well to remember the answers so that they may be answered by you in confirming your security details.

Step 8: Review and Submit: Review and submit all necessary information regarding yourself. Do well to cross-check that there are no mistakes or errors in your details. This would ensure you provide the right information to the bank. Once you have finished checking it, tap the “Submit” button for you to confirm your details

Step 9: Click on submit

How to open a Wema Bank Account via USSD

The USSD code used to access Wema bank details is *945#. This code is used to enter the Wema bank interface. Do well to follow the onscreen instructions. Here are the steps:

Step 1: Dial *945#: Do well to input the code *945# on your mobile device. Regardless of the phone you use, the code can be easily accessed.

Step 2: Select ‘Open Account’: There would be a lot of options to choose from. However, you are encouraged to choose ‘Open Account’. This option would lead to various other options for you to enter your details.

Step 3: Choose Account Type: You will be asked to choose the account that best suits your needs. However, you can choose a savings or current account.

Step 4: Provide personal details: Do well to input your details when you have reached this stage. Enter your date of birth, residential address, and other important details.

Step 5: Set PIN: Creating a PIN is essentially important if you want to create an account with Wema Bank. Your account needs to be secured to prevent intruders from entering the account.

Step 6: Verify your number: You will likely receive an OTP to confirm your details. Regardless of the time you inputted it, you would receive a one-time password for your phone number.

Step 7: Receive your account details: After following steps 1 to 6, you should do well to receive your account details via SMS.

FAQs

How do I make my Wema bank account active?

Do well to dial *945*5# or *945# and select ‘account reactivation’ from the main menu. Choose the account type to reactivate. Input the Account Officer Code (if known) or choose 1 to proceed. Enter 945 Wema PIN to confirm the request.

What is the account limit for Wema?

The Wema bank transfer USSD banking limit is 100,000 Naira daily.

Is Wema Bank a tier 2 bank?

According to Nairametrics analysis. The audited 2022 financial statements reports of the tier-2 banks listed on the Nigerian Exchange Market, namely Fidelity Bank PLC, FCMB, Stanbic IBTC Bank, Sterling Bank Plc, Unity Bank, and Wema Bank.

How do I activate my USSD code for Alat?

To activate your USSD code for Alat, simply dial *945# from the mobile number linked to your Alat account. Follow the instructions and choose “Activate USSD” or tap a similar option there. Also, you may need to input some account information or verify your ID. When it is completed, your Alat USSD code will be activated sharply, and you can start using it for banking services.

Is Wema Bank and Alat the same?

Of course. Wema and Alat are related. Alat is a mobile banking service introduced to the nation by Wema Bank. It is specifically designed to give seamless and innovative banking solutions, offering a range of options accessible through the Alat application or online portal. Alat operates under Wema Bank and shares its services, products, and customer support with the parent bank.

Conclusion

You can see that you can use three ways to open a Wema bank account in Nigeria. Wema Bank does not want to stress its customers. This motivates them to make a way for customers to sit in the comfort of their houses and open an account free of charge. Also, if you encounter problems with opening a Wema bank account, do well to reach their customer care. Do well to follow the instructions above and do give us your feedback.