How to Close, Delete, or Deactivate Your Palmcredit Account Easily


Palmcredit is one of the most popular apps in Nigeria. It possesses a good review on the PlayStore app. Palmcredit is great if you are looking for a loan for an urgent loan in Nigeria. However, even though people may have reservations about the app, it is pertinent that you close the account using simple procedures.

Method 1: How to Close, Delete, or Deactivate your Palmcredit Account Easily

This section of this article helps explain the step-by-step guide on closing your account with Palmcredit. Due to the reasons best known to the individual, they consider it best to close their account easily.

Step 1: Log in to your Palmcredit Dashboard:

The first step is to find a way to log in to your Palmcredit account. Your should be signed in so that you can easily delete your account. However, if you forgot your password you can choose the ‘Forgot Password’ option in the login portal.

Step 2: Navigate to Settings

This step entails you to look for the Account Settings option. This process requires the user to easily enter the settings options. This settings option is used to access options appropriate for deactivating your account.

Step 3: Locate Account Deletion Option:

After navigating to settings, the next step you have is to look for the account deletion option. This option is usually found in the account deletion tab on the settings option. However, do well to follow the instructions above to get to this option.

READ ALSO: Palmcredit Customer Care WhatsApp Number, Phone Number, Email Address, And Office Address

Step 4: Do well to provide your reason for Closing your Palmcredit Account

Palmcredit is an organization that wants to improve its services. To improve their total quality performance, you have to provide cogent and important reasons for deleting your account. This reason must satisfy Palmcredit.

Step 5: Confirm your Account Closing

This is a step used to verify you want to leave with good terms with Palmcredit. To confirm your deletion, you have to pay up your outstanding loan. Also, you have to comply with the terms and conditions of Palmcredit.

Input One Time Password

Palmcredit would likely send you an OTP for you to confirm your account deletion. If you miss the first OTP message you may request another one immediately. This is done to verify your account identity.

Method 2: How to Close, Delete, or Deactivate your Palmcredit Account Easily

This method may be easy for people who want to close their accounts with immediate effect. According to some, they feel this process is better. This is because they can immediately get a response to their answer. Here are the steps to follow to e, Delete or Deactivate your Palmcredit Account Easily

Step 1: Log in your Email:

This step is required because you have to send an official email to the Palmcredit group. This email must be free from informality. You must be very formal in your approach. It is recommended that you ask a learned person to type it. This is because it must be free from typographical errors.

Step 2: Type Subject ‘Request to Delete Palmcredit Account’:

This is to inform the Palmcredit group of your intentions. Your intentions must be made known to the Palmcredit group at the onset. For Palmcredit to easily delete your account, the first step is to title your heading as ‘Request to Delete Palmcredit Account’.

Step 3: Compose your Email:

You must make your email very brief. This would help the Palmcredit group to know your intentions easily. If you beat about the bush, your message would lose its intention. Regardless of the time you submit your request, it will be answered quickly. Palmcredit is not known to waste time when it comes to messages sent via email.

Step 4: Submit your Email

After typing a message, you must submit it. It is required on your part that you proofread your message before sending it. Send your email to the following email:


Where is Palm Credit located?

Palmcredit is located at 45c Sauket St, Ikeja GRA, Ikeja, Lagos, Nigeria.

Is palm credit approved by CBN?

Credit is approved by CBN. Therefore, it is a legitimate loan platform and safe for you to use.

Who owns Palmpay?

PalmPay is co-owned by Chinese-based Transsion Holdings and NetEase.

Who owns credit?

Palmcredit is owned and operated by Newedge Finance Limited.

Is Palm Credit and Palmpay the same?

While PalmPay offers its users mobile digital payment options. On the other hand, PalmCredit prides itself as a mobile virtual credit card that offers easy access to loans.

How does credit work?

Palmcredit is one of the most popular apps in Nigeria. It possesses a good review on the PlayStore app. Palmcredit is great if you are looking for a loan for an urgent loan in Nigeria.


Many clients have made use of the tips provided. However, you have to contact palmcredit if you face any issues with Deleting the app. Additionally, you also need to pay your debt if you wish to delete your account. Do well to bookmark this article titled: How to Close, Delete or Deactivate your Palmcredit Account Easily to refer to it.

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