Palmcredit Login With Phone Number, Email, Online Portal, Website

Aside from being a very reputable loan app, Palmcredit has become one of the fastest-rising banking apps in Nigeria. They have shown that they are reliable by consistently dishing out quality services to their customers. Well, this they have done by allowing their customers to have access to their accounts using various means. In this article, you will be reading about how to access your Palmcredit account using your phone number, email, or website. Let’s get started!

Palmcredit Login With Phone Number

Here, you will be getting to know the recommended steps on how to log in to your Palm credit account with just your phone number. Let’s get started with the steps already:

Step 1. Install The Palm Credit Mobile App

The first step needed to log in to Palm Credit on mobile is by downloading the app on your smartphone.

Once you have successfully downloaded the app, then you apply the next step which can be found in step 2.

Step 2. Click “Login”

After you’ve successfully installed the Palmcredit application, the next step is to open it. Of course, to successfully log in, you would need to be an existing customer with Palmcredit. However, if you do not have an idea of how to open a Palmcredit account, you can click here for information regarding that.

So after you’ve opened it, the next step is to tap the “Login” button. After you’ve done that, you would need to be asked to fill in some details.

Step 3. Enter A Valid Phone Number

After you’ve successfully clicked the “Login” button, the next step is to fill in your phone number in the provided bar. When entering your phone number, be sure to enter the number associated with the Palmcredit account.

The phone number you decide to use should be the one you used in creating the account. The reason for this is that after you’ve entered the phone number, a one-time password (OTP) from Palmcredit will be sent to you.

Step 4. Paste The OTP In The Provided Space

An OTP will be sent to you. This OTP will be sent to you through text message. In this regard, you want to make sure that your phone number is eligible to receive alerts and that you have sufficient balance left in your line. This is because in some cases, you may be charged by your network provider for the text message that would be sent to your line.

So, in the provided space, fill in the OTP that will be sent to you as quickly as possible.

Step 5. Successful Entry

After you’ve entered the OTP that would be sent to you, you will be automatically logged in to your account where you can start making transactions at your will.

At this point, you’ve been able to read the steps involved in logging in to your Palmcredit account through your phone number. Let’s check out yet another method through which you can access your Palmcredit account.

READ ALSO: Palmcredit Customer Care WhatsApp Number, Phone Number, Email Address, And Office Address

Palmcredit Login With Email Address

Palmcredit login with email is not supported on the Palmcredit app. This simply means that you cannot log in to Palmcredit using your address. However, you can reach the Palmcredit customer service representative via email.

Palmcredit Login With Online Portal

You can’t get access to your account through the Palmcredit online portal. If somehow your smartphone is not compatible with the app version, then you would have to get a compatible phone to install the app.

Palmcredit Login With Website

It is not possible to log in to your account on Palmcredit using the website. This is because no button performs such options on the website. Palmcredit’s website is convenient to check the latest information on the Palmcredit app, the latest offers you are eligible for, etc.

So far, you’ve seen possible ways to log in to your Palmcredit account. What then happens if, after several trials, you’re still unable to get access to your Palmcredit account? The next subheading discusses just that.

 If You Can’t Still Access Your Palmcredit Account, Do These Things

Even after several trials to get into your Palmcredit account, you may still be logged out. What do you check when this happens? Let’s consider things to check when you are not allowed access to your Palmcredit account.

1. Check Your Phone Number

A wrong or incorrectly written phone number on the provided space can cause your account not to be logged in. So, be sure to check if the phone number is correctly spelled out before tapping the Login button.

2. Check Network Connection

Another factor that may cause you not to log in to your account on Palmcredit is the network. A bad network can sometimes cause the transaction or operation to be delayed or even cut off. So, to avoid this, always check the strength of your network connection before attempting to log in to your Palmcredit account.

3. Incorrect Verification Code

If the OTP is not properly written, it may also cause delayed access to your Palmcredit account. Sometimes, we may fall victim to this due to faulty touch screens. So, be sure to enter the correct OTP number that was sent to you by Palmcredit via SMS so that you will be granted access to your account.


How do I access my Palmcredit loan?

To access your Palmcredit loan, you can use the Palmcredit app to log in to your account. You can download the Palmcredit app on your Android or iPhone App Store.

How can I open a Palmcredit account?

First, download your Palmcredit app from your app store. Then, click on Sign Up to register. After that, verify your identity by providing other details about you. After that, set up your Bank Information.

What is the USSD code for the Palmcredit loan?

Palmcredit doesn’t have any recognized USSD code to access their loans and other services.

Who is the owner of the Palmcredit loan?

The owners of Palmcredit are Newedge Finance Limited. Newedge Finance Limited is also the owner of EasyBuy and other top brands in Nigeria.

Can I take a loan on Palmcredit?

You can take a loan on Palmcredit as high as 200,000 naira.


With Palmcredit, you can access your Palmcredit account anytime and anywhere. Thanks to Palmcredit for that. All you need is either your phone number, email, or the Palmcredit website.

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