How To Close Or Deactivate Your Kuda Bank Account Easily
Kuda Bank is an amazing bank to use for transactions. They have up-to-date tools and operation techniques that make it easy for them to satisfy their customers. With Kuda Bank, there are hardly any problems when it comes to transfer, withdrawal, and payment of bills using the bank. However, sometimes, for some reason, you may want to close your Kuda Bank account. If you are in these shoes, there are some steps you can take to successfully close or delete your Kuda Bank account. In this article, you are going to be learning those steps. However, let’s begin by considering some reasons why some may want to close their bank account.
Reasons For Closing Your Bank Account
There are many reasons why many people may choose to close their Kuda Bank account. Here are some of them:
1. Lack Of Physical Bank Availability
One reason why many may choose to close their Kuda Bank account is due to the lack of physical bank availability. Those who are not used to digital banking, may not be comfortable using a bank that does not have a physical presence where they live. So, this may prompt them to either close the account or limit its use of it. Even though Kuda Bank does have an office in some parts of Nigeria, they’re yet to reach other parts of Nigeria. In those parts where they are not located, customers may think about closing the account
2. For More Simplicity
People who have more than two bank accounts with different banks may think of closing down a few of them to concentrate on their main banks. This may also be another reason why many people may close down their Kuda Bank account especially if, to the customer, is taken as a secondary bank and not the main bank.
So far, you’ve read why many may choose to close or deactivate their Kuda Bank account. Well, if you fall into these categories or have any other reasons for closing your Kuda Bank account, then the next subheading is for you.
3. Bank Charges
It is not a new thing when you hear people say that they quit their bank because of the charges. This happens every day. Some may feel that the charges by Kuda Bank are too much for them to handle and that they can’t cope any further and hence, they close their bank account. So, charges made by banks can also be a huge deciding factor as to whether customers close their bank accounts with their current bank or not.
4. Suspicious Transaction Closure
Sometimes it may not be as a result of the customer’s decision that a bank might decide to block a bank account. If your bank suspects a shady transaction, it may move to block your bank temporarily and as such, customers would not be able to use the bank for a while.
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How To Close Or Deactivate Your Kuda Bank Account Easily
To successfully delete, close, or deactivate your Kuda Bank account, follow the steps outlined below.
Step 1. Exhaust All Funds
If you still have funds or money in your Kuda Bank account before deactivation, it would be wise to transfer, withdraw, or utilize the money before you completely delete the Kuda account.
Step 2. Cancel All Subscriptions
It is necessary to cancel all ongoing subscriptions already made to your Kuda Bank. This is because it would help to speed up the process of your Kuda Bank account closure.
To cancel your subscription on Android, follow these steps:
– Sign in to your email account (use the email you used in opening your Kuda account)
– Tap on the Menu button.
– Then, click on Subscriptions
– Tap Cancel Subscriptions.
To cancel a subscription on your iPhone, follow these steps:
– Tap on Settings
– Click on “iTunes and App Store”.
– Click on your Apple ID
– Scroll to the Subscription page.
– Choose Kuda Bank
– Click Cancel
Once you have successfully canceled subscriptions on your Kuda account, then you are good to go on the next step.
Step 3. Contact Kuda Customer Care
Reach out to Kuda customer using their email, phone number, or office address to tell them of your desire to delete, close, or deactivate your Kuda Bank account. Most people have used email as a means and have said that they provide practical help there. So, if you want, you can use email medium to reach out to Kuda Bank.
In your email, you need to clearly state your intention of deleting your Kuda Bank account. Include the needed information such as your name, and account number for faster help.
Step 4. Wait For Response
After you’ve sent the email to Kuda Bank stating your desire to close down your account, a response is supposed to be sent to you. This email should be detailed about the next steps you should take to successfully delete your Kuda Bank account.
FAQ
How to block your Kuda account on Android?
To block your Kuda Bank account successfully, you should send an email to Kuda Bank customer care service stating clearly your desire to block your Kuda Bank account. You should send this email along with your account number.
What happens if I close my Kuda account?
If you close your Kuda Bank, you won’t be allowed to perform many transactions. You will no longer be taken as a customer of Kuda Bank once you close your account.
How to delete my Kuda account on Android?
To cancel your subscription on Android, follow these steps:
– Sign in to your email account (use the email you used in opening your Kuda account)
– Tap on the Menu button.
– Then, click on Subscriptions
– Tap Cancel Subscriptions.
How do I disable my Kuda account?
To disable your Kuda Bank account, first, exhaust all your funds. After that, cancel all transactions. When that is all done, contact the Kuda Bank account customer stating your desire to disable your bank account.
Is Kuda Bank safe?
Yes. Kuda Bank is safe for transactions and other banking operations. You can get your transfers, withdrawals, and payment of bills done with Kuda Bank.
Conclusion
Closing your Kuda Bank account is very easy and fast. When you follow the guidelines outlined, you will be able to close your Kuda Bank account easily without hassle.
