Finance

How To Upgrade FCMB Bank Account Easily (Online & Offline)

 

First City Monument Bank is one of the top banks in Nigeria. When it comes to accessing your account and performing banking transactions, you can trust FCMB. However, complaints regarding upgrades and other information have been the topic of discussion for a while now. This article is designed to show the steps in upgrading Polaris Bank account easily Online and offline.

Fcmb is a renowned bank that has been in the banking business for a while. Being one of the best banks in Nigeria is not easy. FCMB has built its reputation as the biggest because of its customer base and service. It has numerous contact channels such as ATMs and bank accounts. You can contact them through the live support found on their app. With FCMB you can manage your account easily.

However, the next subheading discusses the requirements of upgrading your FCMB bank account easily.

Requirements needed to upgrade your account

1. Be 18 years of age and above

This eligibility requires you to be of a mature age. In Nigeria, when you are 18 years and above it is considered that you are responsible for yourself. Also, for First City Monument Bank clients, you need to be at least 18 years of age. This is the minimum age to request an upgrade of your account.

2. Possess an account

The next step is to possess an FCMB account. You can easily get the request for an upgrade when you are 18 years of age. This means you should have an account with First City Monument Bank.

3. Have a valid means of identification

This means you should have a document that certifies your legality. You should possess either a voter’s card or a government-issued identity card. Inclusively you can opt to bring your international passport if you don’t have any of the above.

4. Proof of address

This means that you need to have an address. This address can only be proven through a utility bill or tenancy agreement. This proof is to authenticate your address.

5. Proof of Income

You must be a person that receives income. This income can only be with a bank statement or something similar.

6. Valid email address

This requirement allows you to bring your email address. Your email address is what should stand out. No two email addresses are the same. However, you should bring alongside an email address you know the password.

7. Smart Phone

You need to have a smartphone that allows you to access the FCMB website. Additionally, this website must possess an internet connection to carry out this process very well. However, your smartphone should be used only by you.

How to upgrade FCMB Bank account easily Online

This section talks about the steps in upgrading your FCMB account easily. Here are the steps

Step 1: Log in to your FCMB Mobile account

This step entails you log in to your First City Monument Bank account with your login details. This step requires you to remember your login password and email address credentials are pivotal in logging in.

Step 2: Account Upgrade

This step entails you choosing an account upgrade. Since you want to upgrade your account, you are required to choose the account upgrade section. However, you can see this section in the account management tab of your account

Step 3: Account Type

This section allows you to choose the account type. If you intend to upgrade your account, then this tab is for you. You need to choose the account type that is suitable for you.

READ ALSO: FCMB Online Banking and Mobile App Login With Phone Number, Email, Online Portal, Website

Step 4: Review the Eligibility Criteria

This part entails you looking at and assessing the eligibility criteria if you want to choose an account type. This may require a minimum Account balance or the posting of your identification number.

Step 5: Upload documents

This step entails you provide your documents. The documents are one of the essential requirements for upgrading your account.

Step 6: Submit.

After uploading your documents, you need to submit your request.

How to upgrade FCMB Bank account easily Offline

Step 1: Visit the FCMB branch:

This step entails you visiting any FCMB bank in Nigeria. This can be located in any part of the country. You can get to know this by researching online about the location closest to you.

Step 2: Talk to the customer support

The next step is to talk to your customer support. This can be found in any bank.

You should express your desire for an upgrade. Do well to talk to them respectfully.

Step 3: Account Tier

This section allows you to choose the account type. If you intend to upgrade your account, then this tab is for you. You need to choose the account type that is suitable for you.

Step 4: Review the Eligibility Criteria

This part entails you looking at and accessing the eligibility criteria if you want to choose an account type. This may require a minimum Account balance or the posting of your identification number.

Step 5: Upload documents

This step entails you provide your documents. The documents are one of the essential requirements for upgrading your account.

Step 6: Submit

After uploading your documents, you need to submit your request.

FAQ

What is the full meaning of FCMB?

The full meaning of FCMB is First City Monument Bank.

What is the new code for FCMB?

FCMB offers a variety of USSD services from the USSD code *329#.

How do I open a new FCMB account?

Step 1: Input *329#

Step 2: Follow the simple instructions.

What is a tier 3 account?

It is a high-value account where customers provide an acceptable or valid means of identification for account opening.

Do I need to be 18 years to open a tier 1 account?

Yes. You need to be 18 years of age and above to open a tier 1 Account.

Conclusion

All in all, we have learned so much from this article. One of which is the criteria needed to upgrade your First City Monument Bank account. Another is the process of upgrading your FCMB Mobile account with your phone. Just follow the steps above and you are good to go.

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