Moniepoint Fake Transfer And Payment Account: How To Be Safe
On daily basis, new reports are made on the activities of scammers were they use the technological advancement in a wrong way to reap innocent customers of their money. The more the days count the more the number of cases at hand. Moniepoint is not left out of this.
A simple mistake you make without even knowing you did so, gives them the opportunity to do their work. They make fake transfer using fake accounts.
What baffles is the fact that they are smart and have the knowledge to create tools that can be of benefit to be whole country, but instead, they use it as a medium to dupe innocent souls. The need to prevent yourself from moniepoint fake transfer and payment account arises and that’s what we want to show you. Stay with us.
How does Fake Alert Works?
It works in several ways depending on the tool and expertise the scammer is employing in his work. They have tools they use in their works which they use in mimicking the real the account features so you would not notice.
You will send them your account number to send you money, after some manipulations, you will receive a message stating a credit alert occurred on your phone but if you observe closely, its fake. It just a form of making you believes they have sent you money; it’s just a stab at the back.
A case like that once happened around my neighborhood were a customer claimed he paid for goods (about N1500000 I guess) and even present the receipt for the transaction. He requested the goods to be sent to him as soon as possible but the seller refused saying he haven’t received any alert for the transaction so he told the customer to wait for some minute. The seller quickly informed his account manager and was told that such amount was not credited in his account.
He told the customer that he will not send him any goods as far as he did not receive any alert. Guess what, the so called customer blocked the seller’s number and never called back. Had it been he is not observant, more than a million naira would be lost to the scammer.
How do Moniepoint Operates?
Moniepoint microfinance bank is a financial institution offering business owners access to track their funds from their account, which they can send and receive funds. You can register with them through their mobile app or through their website. If you are willing to be an agent, you can register with them to get their POS and continue your transactions using their machine and watch your money grow.
Strategies used by Scammers to do Fake Transfer
As you all know, your mobile number is the most important thing a scammer needs to kick start his duty. Not all the messages you receive worth replying. There’s another form of scam they do nowadays, they deactivate your SIM card then message you that there’s an issue.
Furthermore, while stating that to you, you will receive a message containing a code which they will request for it. Once you give them the code, they will have access to account can make a way with your money.
How do i identify a Fake Account and be Safe?
You can easily differentiate between a real and a fake account here, all you have to do is follow the steps below to get started and be safe.
You need to know these tips before creating an account on moniepoint. However, it’s not too late for that.
READ ALSO: How To Set SMS Alert On Moniepoint
Verify from Official Channels
If there’s anything you are not clear about concerning any transaction, it’s important you check for transaction history on your dashboard in the app. The details about the transaction are there and will never leave there. So stay calm and go through your app. At least, you are the only one that has access to your account.
Check your Account Balance after Each Transaction
To stay up to date, check your account balance for the previous transaction and compare with the current transaction. Since moniepoint is mostly use by business owners to receive and make payments, after every transaction, check for the current balance. With this, you will easily detect if the next transaction is a scam or not.
Cross Check Credit Alert
If you receive any credit alert, don’t only view it from the widget on your phone or as a notification, you need to go through the content to know if it’s real or set up because you can’t easily predict.
Prevent your Sensitive Bank Details
If possible don’t allow your right hand to know the content of your left hand. When it comes to anything that has to do with your account, never trust anyone. Not even your family. You need to be vigilant and cautious about whom you give your phone to or trust your POS machine to keep in your absence.
FAQ
How do I identify a Fake Account and be Safe?
You can easily differentiate between a real and a fake account here, all you have to do is follow the steps below to get started and be safe.
How does Moniepoint Operates?
Moniepoint microfinance bank is a financial institution offering business owners access to track their funds from their account, which they can send and receive funds
How does fake alert work?
You will send them your account number to send you money, after some manipulations, you will receive a message stating a credit alert occurred on your phone but if you observe closely, its fake. It just a form of making you believes they have sent you money; it’s just a stab at the back.
Is Moniepoint registered by the CBN
Moniepoint is duly registered by the Central Bank of Nigeria. They comply with the policy of the Central Bank of Nigeria.
What is Moniepoint website?
Moniepoint website is www.moniepoint.com.
Conclusion
I know after reading through this article, you know what a moniepoint fake transfer and payment account is and how you can be safe from such fraudulent act.
