Lucky Loan Review: Customer Care Number, App APK Download

Lucky Loan is a money lending app that offers loans to people anywhere in time of need to solve immediate financial problems. All process carried out is 100% digital and they are available 24 hours to serve you better.

Interestingly, you can easily get your loan through their mobile application within minutes after application. You can apply a minimum of N1000 and a maximum of N20000.

If you are finding it difficult to apply for a loan or make an inquiry on the Lucky Loan app, here is your final destination as you get exposed to all you need to know before applying for a loan on this app.

Interest Rate

Unlike other loan-providing companies, Lucky Loan App provides very low interest rates to their customers. They offer between 16% – 21% interest rate per year with a loan term of up to 91 to 180 days.

ALSO READ:Lucky Loan Review: How To Apply, Customer Care Number, App Apk Download

Loan Requirements

Before you can be eligible to borrow money on a lucky loan, there are some criteria you must meet before you have access to apply for a loan. They include the following;

You must be a citizen of Nigeria.

You must be up to 18 years old.

Must have a bank account to receive the funds.

Must have a job for easy and timely repayment.

Once all these criteria are met, you can go quickly and apply for a loan.

How to Apply for a Lucky Loan

You don’t need to worry if you’re finding it difficult to apply for a loan on a lucky loan. Below are some steps on how you can apply for Lothe and oLucky Loanan.

Unlike other money lending banks where you need to give collateral before you can be given funds. On a lucky loan, you don’t need any collateral before accessing the loan.

All you have to do is download the app from Google Play Store or app store for iOS users and sign up using your BVN and mobile number. Once your account is created successfully, then you can apply for the loan.


Is Lucky Loan App Legit or Fraud?

Based on reviews and comments from new and existing customers, Lucky Loan is a legit money lending app you can trust.

They are safe, reliable, and trustworthy when it comes to lending money to people to attend to their immediate problems. You can give them a try.

How Long does it Take to Receive your Funds on Lucky Loan?

Unlike other counterparts where you have to wait for hours after application to receive funds, a lucky loan serves you better. Also, their transactions are fast and secure.

Once your application is approved, you will receive your funds within 24 hours of application through the bank account details you submitted during your application.

Can Multiple Accounts Be Tolerated?

In some cases YES, it is possible and in some cases NO, it is not possible. Let me explain this.

Yes, it is possible if you have access to your close relative’s bank details but not against his will. You can use their bank details to lend money but make sure to pay within the stipulated date.

No, it is not possible if you don’t have access to their bank account details. You can only have access to one account using your bank account details on the lucky loan app.

Can Someone Below 18 Years Have Access to a Loan on the Lucky Loan App?

As it was written at the top, before you can access a loan on a lucky loan, you need to be exactly 18 years old or older. Applying when you are under 18 years old will lead to disqualification during application.

However, you may consider trying to use your close relative’s bank account details as well to avoid disqualification.

What do I Have to do if I Don’t Receive My Funds After Application?

Sometimes, customers complain about not receiving their funds after approval. This might be a result of poor network or technical issues. Once the issue is attended to by their technical team, you will receive your funds.

But if the issue persists, you may consider contacting their customer service either through their E-mail or mobile number on their website’s contact page to know what the issue is all about.

To report an issue to their support team, you can contact them here.

+234 – 7048970376

Opening Road, Ikeja, Lagos, Nigeria


The Lucky loan app is a life changer for those in need of quick financial assistance to solve their immediate problem. I know it feels great to ears to hear that you can apply for a loan without giving any collateral with just a little interest.

Furthermore, aside from lending you funds without collaterals, you have access to a higher sum when you pay on time for the previous funds owed. If you’re not still convinced, you can visit their About page on their website to know more.

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