How To Become Palmpay Aggregator And Palmpay Agent and Make Money

In recent years, many have inquired about how to become Palmpay aggregators and Palmpay agents. This is not surprising because becoming a Palmpay aggregator or agent comes with many benefits. Well, the benefit of becoming a Palmpay aggregator or agent is not our subject of discussion today. In today’s article, we would be taking a deep look at the requirements, and processes of how to become a Palmpay aggregator and Palmpay agent. As we outline these points, be sure to follow them accordingly to see results.

You cannot just walk into any Palmpay office and be given the job of an aggregator. There are certain requirements you need to meet to be given the job. Let’s consider them.

Requirements On How To Become Palmpay Aggregator

To become a Palmpay aggregator, you need to have some documents handy. Below are the required details and documents you need to have to become a Palmpay aggregator:

1. Data Connection

The first requirement in becoming a Palmpay aggregator is by first having a stable data connection. This is important because you would be filling most of your documents online and without a data connection, this may be impossible.

2. Registered Business Documents

If you have a business, then the documentation would be required. You cannot expect Palmpay to give you the job of an aggregator without knowing details about you. That’s impossible. So, have it in mind that your business, no matter what it is must be fully described by you. Well, what happens if you don’t have an existing business? Then you need to have the next requirements.

3. Government Issued ID Card

A government-issued ID card is another requirement that would be demanded of you. This would become extremely important especially if you do not have an existing business. Some have said that when they used the National Identity Number (NIN) they were accepted. So, if you have this detail handy, then you are also good to go as it can be used as a substitute for the ID card.

It is good to note that if you don’t have evidence of an existing business or an ID card or NIN, then you should not bother applying. This is because there’s two are vital documents that tell Palmpay who you are.

4. Palmpay Account

It would be impossible for you to become a Palmpay aggregator without having an account with Palmpay. So, it is wise that before you apply, you need to open an account with Palmpay and already have an account number. This would be helpful especially if you are to run some practice with an agent or a potential customer.

So far, we’ve covered the major requirements you need to meet before becoming a Palmpay aggregator. So, what are the steps involved? The next subheading discusses that.

How To Become A Palmpay Aggregator

In this section, we would be discussing the steps required to become a Palmpay aggregator. Let’s get right into it.

Step 1. Open An Account With Palmpay

The first step involves opening an account with Palmpay. It involves that you downloading the Palmpay app from your app store the signing up to become a user. If that process is too strenuous, you could use the Palmpay website to sign up as a user too. However means you use, your information would be stored safely.

Step 2. Apply To Be A Palmpay Aggregator

To apply to be a Palmpay aggregator, you need to reach out to their customer support. You can call their customer care numbers or text them on their various social media channels. When you do this, inform them of your desire to become a Palmpay aggregator.

Step 3. Submit Your Information

Here, the documents you have gathered would be submitted. You must provide all your details truthfully here.

Step 4. Verification Process

Here, you would be asked to verify your details. A text or a call would be sent to your number. This is done to prove that you’re a human being and not a bot or alien.

Step 5. Signing

To seal the registration, you would be asked to sign. Your signature is evidence that you agree to the terms and conditions of Palmpay. Read these terms carefully before signing.

Step 6. Integration Process

This involves integrating the Palmpay gateway into your business.
As you can see, it is easy to become a Palmpay aggregator. It would even be easier if you have all the documents handy. Can that be said about being a Palmpay agent? Let’s find out.

Let’s start by checking out the requirements involved in being a Palmpay agent.

Requirements On How To Become A Palmpay Agent

In this section, you would be reading the various requirements needed to be qualified to become a Palmpay agent.

1. Physical Space

If you intend to become a Palmpay agent, then this is the first thing you need to consider. A space should be readily available to you before you can proceed with other requirements and steps in becoming a Palmpay agent.

2. Means Of Identification

This is among the first things you’ll be required to submit before becoming a Palmpay. If you don’t have a government-issued ID, you can submit either a driving license, voter’s card, NIN, or any recognizable means of identification.

3. Utility Bill

A utility bill is required to give information about where you live. A PHCN bill or water bill would do. This is because they contain the address of where you live.

4. Account Number

Your account number is needed because you cannot perform transactions on the Palmpay app without it. You need to have a registered account with Palmpay for this.

5. Ability To Run Transactions With The Palmpay App

Your ability to perform transactions on the app would be needed to meet customers’ needs.
Now that we’ve got an idea about the requirements that would be needed to be a Palmpay agent, let’s then consider the steps needed.

ALSO READ: Palmpay vs Opay: Which is Better?

How To Become A Palmpay Agent

It would be useless to have the requirements of what Palmpay demands without knowing how to become a Palmpay agent successfully. In this section, you would be finding out how to do that.

Step 1. Download Palmpartner App

This app would provide you with a form to fill out to become a Palmpay agent.

Step 2. Fill The Form

You need to type your complete details such as name, surname, address, and other details.

Step 3. Agree To Terms And Conditions

By agreeing to the terms offered by Palmpay, you give your consent to becoming an agent.

Step 4. Submit Required Documents

This stage requires that you submit your well-scanned utility bill and other means of identification that would be demanded.

Step 5. Submit

Submit your information and documents.

Step 6. Expect A Call

This is usually done 7 days after you’ve been confirmed that you’ve successfully registered. Do what you would be told to do to get the Palmpay POS.


What is the difference between a PalmPay agent and a PalmPay business?

A Palmpay aggregator is an intermediate between the PalmPay organization and the agent who may use Palmpay business. Palmpay business is used by Palmpay agents. Palmpay agents are those who offer financial transactions using Palmpay.

How much does a PalmPay machine cost?

The Palmpay POS machine may cost between ₦40,000 – ₦60,000. If you decide to use the Android POS, it would cost up to ₦60,000.

Which bank owns PalmPay?

Palmpay is not owned by any bank. It is owned by Transsions Mobile.

What are the benefits of being a PalmPay agent?

The benefits of being a Palmpay agent outweigh the challenges that are for sure. You get to receive bonuses, and incentives when you reach a milestone. That’s just the tip of the iceberg.

Why should I use Palmpay?

They are fast, safe, and easy to use.


No doubt, you’ve got all the information you need on how to become a Palmpay aggregator and Palmpay agent in Nigeria. These steps are very easy and stress-free. However, if you experience difficulty in carrying out these procedures, drop your comments.

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