One of the many advantages of obtaining a loan is the numerous ways you can use the loan to solve your current problem. Many times, customers use loans to solve their current issues. Employees use loans to solve the problem of debt in the course of the job. Also, they can use it to remunerate their workers. We have seen the use of loans in Nigeria. The use of loans is countless, isn’t it? But, where can one obtain this loan from? What platform can one use to obtain a loan?
The advent of Easemoni has made obtaining loans easy and accessible. When one obtains a loan from Easemoni, he stands a chance of getting a 2 in 1 opportunity – where he can get a competitive interest rate and a good repayment plan. This article is designed to explain extensively how Easemoni works and its benefits in the Nigerian industry.
How does Easemoni work?
Easemoni is a loan platform provider in Nigeria. It is affiliated to the Blue Ridge Mfb. It is one of the most consistent banks in Nigeria. With a Microfinance bank license from the Central Bank of Nigeria. The Easemoni loan application is very secure to use. To obtain a loan, you don’t need to submit any collateral. The platform allows you to collect loans if you meet their criteria.
Easemoni Loan Requirements
Here are the Easemoni Loan Requirements.
1. You need to have a bank account in Nigeria
2. A Bank Verification Number
3. A phone number
4. You must be a citizen of Nigeria
5. You must possess an Android phone
6. You must be at least 18 years of age.
7. You must meet the requirements of having a stable source of income.
How to install the Easemoni mobile app
To install the Easemoni application, you need to have a mobile phone. Not just a phone, you need to make sure that this phone is adequately recharged with data. You can install the application from the Google Play Store. The Easemoni application is very small in size. Its size is 1MB. The application also has over 1 million downloads on the mobile store. The application has a current rating of 4.5/5.0.
READ ALSO: Is Easemoni Loan App Legit? Find Out
Easemoni × Opay – Integrated Service
You can use an Opay account if you are an Easemoni user. All you need to do is do well to visit the Opay dashboard on your mobile app. This would take you to a page where you would see an ” EaseMonth- 1 to 12 months loan among the integrated service. When you tap on the new link you can easily obtain a loan from Easemoni. Here is a quick heads-up on how Opay works if you are a newbie.
Opay is a mobile wallet that is used by Nigerians for making payments and transactions on mobile phones. You can simply download the app on Google Playstore.
How to obtain a Loan from Easemoni
After meeting the requirements above. The next step is for you to obtain a loan amount from Easemoni. Here are the steps for you to obtain a loan from Easemoni.
Step 1: Create your account with your BVN (Bank Verification Number)
Step 2: Enter your mobile phone number
Step 3: Input the OTP that would be sent to your number after the above two steps.
Step 4: Input your password to proceed.
Step 5: Fill in details about your employment status.
Step 6: Your account will be created and you will use the app.
Step 7: Look for the ‘Obtain Loan’ button
Step 8: Enter the amount you want from the Easemoni application. The minimum amount of loan is N3000 while the maximum is N 1 million
Step 9: Customize your repayment schedule. You can repay your loan between 3 to 12 months.
Step 10: Do well to submit your bank account details. Verify your details. Tap ‘Apply Loan’.
How much loan amount can you obtain from Easemoni?
The most important thing about a loan is the amount you would wish to complete your task. The importance of a loan amount is that you enjoy the benefits of the loan and you are free to collect any amount. In this regard, the minimum amount of the loan is N3000 while the maximum is N1,000,000.
Easemoni Interest Rate
The Easemoni organization loves its customers very much. This enables you to take any amount of loan you like with friendly interest rates. The Easemoni loan service charges interest between 5% and 10% on every loan you apply for. Unlike other platforms, there are no other additional fees.
If you get a loan of ₦15,000 from EaseMoni, an interest rate of 10% will be added every month. So now, if you will repay in 3 months, you will have to pay: ₦15,000 plus the interest for 3 months (1500 × 3). This makes it ₦19,500 in total.
Repayment of Easemoni loans
Your loan can be repaid following the procedures given below. You can use these step-by-step instructions
Step 1: Go to Dashboards
Step 2: Go to the Loan Repayment page.
Step 3: Tap on your outstanding loan.
Step 4: Choose a payment plan.
Step 5: Do well to provide the necessary bank information.
Step 6: Do well to complete the loan repayment on Easemoni.
Easemoni Head Office
The Easemoni Head office is only available to those who want to have physical contact with an Easemoni Customer Care representative. This is the very address of the Easemoni Head office.
60, Adeniyi, Jones Avenue, Ikeja, Lagos State, Nigeria.
Easemoni Customer Care Email Address
The email address is used by clients to lay out their complaints to the organization in an official setting. It is quite cheaper than any other form of communication. The email address is given by the email address. email@example.com
Easemoni Customer Care Phone Number
This is the quickest form of communication to Easemoni. This is possible through the process of recharging your phone using airtime. The mobile phone number to call them is +2349087614150
Easemoni Customer Care WhatsApp Number
WhatsApp is one of the most used apps by clients of Easemoni. This Easemoni loan is very open to clients in every part of Nigeria. The WhatsApp number is +2348073634739.
What will happen if I don’t pay my Easemoni loan?
It is important. to pay back your debt before the due date to receive a higher amount in the future that is higher in the easement loan. If you do not pay your loan on time, you will not be able to obtain a higher amount of loan.
How do I contact Easemoni?
If You have any enquires regarding any problem, do well to contact Easemoni through: firstname.lastname@example.org
How much is the Easemoni loan limit?
EaseMoni is a nice loan application that gives its clients up to N1,000,000 loan without any collateral.
Can the loan app block BVN?
Of course. Loan apps can block your BVN. Although, the ban would have to be duly registered by the CBN.
How does Easemoni work?
Easemoni is a loan platform provider in Nigeria. It is affiliated to the Blue Ridge Mfb. It is one of the most consistent banks in Nigeria. With a Microfinance bank license from the Central Bank of Nigeria.
To conclude, one can get the Easemoni loan app, by simply downloading it on Playstore. Regardless of the number of users using the app, it is user-friendly to people all over the country. However, if you have any issues regarding the use of the app do well to consult this article “EaseMoni Customer Care Whatsapp Number, Phone Number, Email Address and Office Address” for reference purposes.