Apply For LairaPlus Loan: LairaPlus Loan App APK Download, Customer Care Phone And WhatsApp Number, Office Address
These days there are many online businesses. However, which of them should be considered legit? The answer only lies in the evidence we see and receive. Regardless of how things may turn out, there are many legitimate online platforms in this country. One of the legitimate online loan services is the LairaPlus Loan. With LairaPlus you stand a chance of receiving the loan in a twinkle of an eye. With its fast payout option, customers are assured of on-the-go chances of receiving funds without delay. Many times, customers also worry about the interest rate of Laira Plus. But do well to know that Laira Plus offers a yearly interest rate of 15% per annum. Enough of the chatter, let’s get started on the topic Apply for LairaPlus Loan: LairaPlus Loan App Apk Download, customer care Phone and WhatsApp number, Office Address.
What is LairaPlus Loan?
LairaPlus is a mobile lending platform that provides money to an eligible candidate without any form of collateral. According to reports, the company offers a personal loan of up to N300,000 with competitive interest rate.
How to obtain a loan from LairaPlus Loan?
To apply for a LairaPlus Loan, you have to follow the necessary steps. Here are the steps to obtain a loan from LairaPlus Loan.
Step 1: Install the LairaPlus Loan App
To install the LairaPlus Loan app, you have to go to your Playstore app. You can simply type in the search bar ‘Laira Plus’, after typing, tap the search button.
Step 2: Register the Account
Once you have installed the app, do well to create an account with Laura Plus. You would be asked to input your name, ema, il, and other information.
Step 3: Provide your information
Also, in the registration form you would be asked to fill in your important details. Such information may include Occupation, Income, and Expenses.
Step 4: Apply for a Loan
Once you have registered your important information, you can request a loan.
Step 5: Wait for approval
Laura Plus will review your application and then decide on your request.
Step 6: Receive your Funds
After your loan has been approved, your money will be sent to your account.
LairaPlus Loan App Apk Downloaded
You can install the LairaPlus Loan App from the Google Play Store. The app is about 6 MegaBytein size and it is very compatible with Android devices running any Android 5.0 and above.
To install the app, simply launch the Google Play Store and search for “Laira Plus”. The app would appear in the search results. Click on the “Install” button to download the app.
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Advantages of Obtaining a Laira Plus Loan
Here are the advantages of Obtaining a Laira Plus Loan in Nigeria
1. Low-interest rate
Laira Plus offers customers competitive interest rates on its loans. It is low that many customers have defected from another platform to Laura Plus. It offers a 15% interest loan yearly.
2. Quick Application
The application process for obtaining a Laira Plus Loan is very easy. You can simply apply online or through the mobile app. The most amazing fact is that once the loan is approved, you will be given the money as soon as possible.
3. Repayment Terms
Unlike other platforms, Laira Plus repayment Period is very flexible. You would be allowed to pay your loan within a 6 to 12-month period depending on your loan.
4. Convenient Online Application
LairaPlusoffers a very convenient Online application process. You can simply apply for a loan through the LairaPlus mobile application or the mobile app. You can also pay back your loan using their mobile app.
Disadvantage of using LairaPlus
Although Laira Plus is a convenient platform to use, there are some cons about the platform that hampers people from using it.
1. High-Interest Rate
The interest rate is not quite friendly. The interest rate is 15 % or 0.15 per loan amount yearly. This implies that you would pay more interest over the life of the loan.
2. Late payment fee
For paying late, Laira Plus makes customers pay a late fee charge for their time wastage. If you are not able to pay your loan on time, you will be subjected to your late payment charge.
3. Repayment Burden
Loans can add to the burden of a person. Although, loans are emergency funds used in catering for your emergency needs. However, as an individual, you can be sure that it is a debt and needs to be paid to avoid embarrassment or arrest.
4. Eligibility
Laura Plus may not accept all loan requests. Some people are just qualified for the loan. After reviewing your loan application, you might be declined. Laira Plus has criteria for giving out a loan.
Laira Plus Loan Requirements
Nigerian Resident: To be eligible for the loan, you must be of Nigerian descent and live in the country throughout the loan application.
Age: You must be at least 18 years of age and above. Also, the highest age to apply for a loan is 55 years of age.
Active Phone Number: It is pertinent for one to have an active phone number for one to be eligible for the loan. This would enable Laura Plus to communicate with you regarding the loan.
Internet: You must possess a smartphone that has access to the internet. This would enable you to apply for the loan using the Laira Plus app or the Internet.
Bank Account: For you to obtain the loan, you need to possess a local bank account of any choice. The bank account should be active for a minimum of three months.
NIN and BVN: The Laira Plus Loan app requires you to submit your Bank Verification Number and your National Identity Number slip to verify your identity.
A reliable source of income: For LairaPlus, it is essential to possess a stable and good source of income to prove your capability to repay the loan amount. LairaPlus may also require any other proof of your income statement.
LairaPlus Loan Customer Care
Customer Service Email: support@lairaplus.co
LairaPlus Loan does well to help customers by providing customer care representatives through WhatsApp. Customers can do well to reach out to the customer care representative through WhatsApp at the following number: +234 8119402317.
LairaPlus Loan Office Address
The LairaPlus top office is located at the following address: 87 Nosamu St, Ajengule 102103, Lagos, Nigeria.
FAQ
How can I repay the Laira Plus Loan?
Customer can repay their LairaPlus loan completely or turn by turn. However, if you select to repay your loan in installments, customers will be required to make monthly payments. The amount of your monthly payment will heavily depend on the amount of your loan amount and the repayment period you select.
How does the LairaPlus loan work?
LairaPlus is a mobile lending platform that provides money to an eligible candidate without any form of collateral. According to reports, the company offers a personal loan of up to N300,000 with competitive interest rate.
Does LairaPlus loan collect Collateral?
No. LairaPlus does not need collateral as collateral for its loans. Customers can apply for a loan amount without having to provide any collateral.
How can I download the LairaPlus app?
You can install the LairaPlus Loan App from the Google Play Store. The app is about 6 MegaByte in size and it is very compatible with Android devices running any Android 5.0 and above.
To install the app, simply launch the Google Play Store and search for “Laira Plus”. The app would appear in the search results. Click on the “Install” button to download the app.
How much does LairaPlus offer a loan?
The company offers a personal loan of up to N300,000 with competitive interest rate.
What is the LairaPlus office address?
The LairaPlus top office is located at the following address: 87 Nosamu St, Ajengule 102103, Lagos, Nigeria.
Conclusion
To conclude, it is pertinent to note that when you are looking for a loan from any organization, you need to know the length of the loan and its criteria. Also, you need to see the terms of conditions embedded in the contract. Also, when you get a loan do well to know the interest rate and the repayment plan of the organization. Finally, Laira Plus is a legitimate platform. According to reports, the company offers a personal loan of up to N300,000 with competitive interest rate. Try it and tell us your feedback.
